Claiming money back after being scammed

Jman123

Hi all, 

Not sure if it's the right forum to place in but I'll go ahead anyway, apologies if not. 

I've recently been buying event tickets from a seller. No issues at my end. Always deliver, except for once but they refunded the money after a mix up. 

I've bought more for events in the future off the same seller (an individual) 

I'll keep it vague, but I'm now hearing bad things about this seller. Letting people down, selling tickets they don't actually have, selling the same tickets multiple times etc. 

Now it's worth saying I've never had issues with this person myself, and the tickets I buy off them cannot be sold more than once with the system the event organiser users, i won't go into it but it's not possible (in theory) 

The seller has displayed some erratic behaviour recently - effectively constantly begging for cash up front. Asking me to buy for events well in advance etc etc. Some I've taken, some I've turned down. Mainly turning away the ones that are super far away (4+ months away), but I have taken some.

After seeing this behaviour more recently, I'm now concerned this person clearly has cash issues, and I'm beginning to see a pattern to their behaviour and how actually I can see how the rumours are now plausible.  

Now I bought some different (different to usual) event tickets off this person which they are due to give me over the next few days, but I actually do have doubts about it now. (a drop in communications, more rumours flying around etc, more strange behaviour from them) 

If I've fell victim to a scam (which I'm thinking is possible) if I approach my bank, whats the likelihood I'll be able to claim this cash back? my concern is that because I've had successful transactions with this person before,  will the bank see it as a matter between ourselves? Will they actually help in anyway?

I'm just looking for some advice before I approach my bank so I know what to go in with and I'm prepared so I have the best chance to get some/all of my money back.

marcia_

 Did you pay via a Bank transfer?

Jman123

Yes, bank transfer and selected goods and services. 

400ixl

And to an individual rather than a business?

Jman123

400ixl said:

And to an individual rather than a business?

Yes to an individual 

retiredbanker1

Then no comeback from the bank.

Vectis

Jman123 said:

...The seller has displayed some erratic behaviour recently - effectively constantly begging for cash up front. Asking me to buy for events well in advance etc etc. Some I've taken, some I've turned down. Mainly turning away the ones that are super far away (4+ months away), but I have taken some...

So, you've had concerns about this seller and yet continued to deal with them, only not buying some tickets because they're too far in advance?

Why would you expect the bank to bail you out if it all turns sour when you've known the risk and yet continued?

At some stage people have to accept some responsibility for their actions.

Jman123

Vectis said:

Jman123 said:

...The seller has displayed some erratic behaviour recently - effectively constantly begging for cash up front. Asking me to buy for events well in advance etc etc. Some I've taken, some I've turned down. Mainly turning away the ones that are super far away (4+ months away), but I have taken some...

So, you've had concerns about this seller and yet continued to deal with them, only not buying some tickets because they're too far in advance?

Why would you expect the bank to bail you out if it all turns sour when you've known the risk and yet continued?

At some stage people have to accept some responsibility for their actions.

Not quite. Their behaviour and rumours I’ve heard  have caused me concerns more recently AFTER I’ve purchased. Up to the point of me sending cash I had no reason to doubt the individual. 

This is exactly what my thread is about if it does turn sour (I think there’s a 50% chance) given I had no reason to doubt the seller up to the point of sending the cash I believe I had taken all steps to ensure they were safe transactions. 

I’m asking if on this basis the banks would help me given I didn’t have concerns before, I’ve had successful transactions with them in the past but sadly things may have changed at their end. 

Let’s say this example. 

If you leant a friend some money 10 separate times and they paid you back every time without fail, would you lend it to them for an eleventh time? Yes you would, because you’ve got no reason to doubt them. Only this time I have doubts. 

turnitround

I would question why you are risking buying tickets from a private seller rather than through genuine ticket agents.

Jman123

turnitround said:

I would question why you are risking buying tickets from a private seller rather than through genuine ticket agents.

Not easily available at reasonable prices. Reselling websites can charges 5x face value. 

retiredbanker1

Jman123 said:

turnitround said:

I would question why you are risking buying tickets from a private seller rather than through genuine ticket agents.

Not easily available at reasonable prices. Reselling websites can charges 5x face value. 

So the advice would be - great that you are getting tickets at reasonable prices and up to now you have not been shafted - HOWEVER if it goes wrong you have the law to fall back upon i.e. sue the person BUT you do not have any comeback from your bank if you transfer money willingly, especially as the bank can see that you have undertaken many transactions prior to any troublesome ones.

Basically up to you.