We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Travel insurance for father and adult daughter advice needed

interstellaflyer
Posts: 2,058 Forumite


Looking at holiday insurance for my self and daughter (She's 21 so adult) when I do a comparison search it won't let me choose family as she's over 18, can I select couple or do I have to select group? If I select group the price of the insurance is considerably higher than for couple.
I hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world
0
Comments
-
Either select a group policy or the other adult buys their own policy. Do not select couple0
-
maisie_cat said:Either select a group policy or the other adult buys their own policy. Do not select coupleI hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world0
-
Do either of you have any pre-existing conditions that you'd want covered for the risk of cancelling the holiday?
If not, certainly look at individual policies too, hers should be dirt cheap0 -
DullGreyGuy said:Do either of you have any pre-existing conditions that you'd want covered for the risk of cancelling the holiday?
If not, certainly look at individual policies too, hers should be dirt cheapI hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world0 -
What does individual for your daughter come out as? 🤔0
-
Is your daughter still in full time education? This usually the only time that some family policies continue to cover them under a family policy.
Probably better off as individual, but do consider what that means should you need to cancel because one of you can't go. That is the additional risk the group policy will cover.0 -
maman said:What does individual for your daughter come out as? 🤔I hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world0
-
interstellaflyer said:DullGreyGuy said:Do either of you have any pre-existing conditions that you'd want covered for the risk of cancelling the holiday?
If not, certainly look at individual policies too, hers should be dirt cheap
I'd be surprised if two individual policies wouldnt be cheaper than the £100 for a couple.
PS. remember the limit is per person so if your holiday is costing £6,000 between you then you only need £3,000 cancelation cover each (though with most policies linking all the limits to the headline you may want to pay for more to get higher personal possessions cover or such)0 -
DullGreyGuy said:interstellaflyer said:DullGreyGuy said:Do either of you have any pre-existing conditions that you'd want covered for the risk of cancelling the holiday?
If not, certainly look at individual policies too, hers should be dirt cheap
I'd be surprised if two individual policies wouldnt be cheaper than the £100 for a couple.
PS. remember the limit is per person so if your holiday is costing £6,000 between you then you only need £3,000 cancelation cover each (though with most policies linking all the limits to the headline you may want to pay for more to get higher personal possessions cover or such)I hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world0 -
Just keep in mind that TUI insurance don't cover all outings from the hotel or some activities they offer through their reps.Those activities, outings may be run by outsourced local companies. It's something they don't mention when 'selling' them from the hotel.Or if you are booking your own trips outside of the hotel.Check your policy with them and ask if you decide to do those. Also be sure you are covered by the policy you are taking out now.
I can rise and shine - just not at the same time!
viral kindness .....kindness is contageous pass it on
The only normal people you know are the ones you don’t know very well
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.2K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 240.8K Work, Benefits & Business
- 617.1K Mortgages, Homes & Bills
- 175.6K Life & Family
- 254K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards