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The Three C's - Coffee, Clothes & Credit Cards
Comments
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Oh exciting, a new sofa. What kind have you gone for leather or fabric? Plain/patterned? 0% over 4 years sounds like a good option
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It's a fabric one in a charcoal grey colour, 3 seater recliner. It has like a brushed suede like feel to it but isn't suede but a more durable material. I'm hoping my cat doesn't like the feel of it lol 😆Justcrackingonwithit said:Oh exciting, a new sofa. What kind have you gone for leather or fabric? Plain/patterned? 0% over 4 years sounds like a good option
*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Happy new sofa! I’m loving being stretched out on mine this evening after my Xmas guests left today.
Ref. the M jabs - if you remember I started with a referral from you - your side effects sound horrendous! I’ve consistently lost 1-2lbs per week after I decided to stick on 5mg for as long as it was effective and it still is, I’ve lost 10kg/1.5 stone in 3 months which is half way to my target. I’ve had no bad side effects at all on 5mg, just mentioning it in case you try again in the future.Debt Free 🍾 since 6.8.13 £32kSaving for 🎄 🎁 2026 £416/£730 57%6 mth 🆘 fund £10kMortgage offset fund £23.2k/£28k 83%It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...2 -
That's great I'm so glad it's working for you. I'm down 25lbs so can't complain and it's a good starting place. If I went back on it I'd have to stick with 2.5 as that had the lowest side effects. I'll see how it goes for next few weeks, I'm hoping I can keep going with losing weight. I still find I can't over eat which is good.triple_choc_chip said:Happy new sofa! I’m loving being stretched out on mine this evening after my Xmas guests left today.
Ref. the M jabs - if you remember I started with a referral from you - your side effects sound horrendous! I’ve consistently lost 1-2lbs per week after I decided to stick on 5mg for as long as it was effective and it still is, I’ve lost 10kg/1.5 stone in 3 months which is half way to my target. I’ve had no bad side effects at all on 5mg, just mentioning it in case you try again in the future.*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
I think a large part of the keeping going is never to have a large meal. You have used the jab to shrink your stomach so as long as you don't let it get used to much larger quantities again & avoid high calorie foods then you should continue to lose weight.
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Sofa sounds lovely @Sarahwithlove I bet you can't wait to get it delivered. I've got a fabric one and my cat absolutely loves it, and loves to stretch out and claw it, luckily there's no damage yet. I'm not quite sure why he doesn't have the same affection for the huge cat scratching post I have at the side of the settee, but that's cats for you!1
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Haha mine likes her scratching post and to use my carpet lol. She's been good so far with current sofa.Justcrackingonwithit said:Sofa sounds lovely @Sarahwithlove I bet you can't wait to get it delivered. I've got a fabric one and my cat absolutely loves it, and loves to stretch out and claw it, luckily there's no damage yet. I'm not quite sure why he doesn't have the same affection for the huge cat scratching post I have at the side of the settee, but that's cats for you!*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
Happy new year!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Happy new year @Sarahwithlove here's to a happy, healthy and contented 2025.1
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Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest
Started in January 2026 with debt £23,000
Car loan: £18,757 to go
Laptop loan: £1375 to go
I eat far too much chocolate...1
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