ISA regulations.

Bazzalona13295

Hi, its been a long long time since I had an ISA but I have a fair amount due to me over the next few months, possibly between 10-20k.

Question is this : are there ISAs that allow you to pay in over time, similar to an ordinary savings account?

The money I'm due to receive will come in (decent sized) dribs and drabs, some Nov, some Dec/Jan, with one amount unknown (legal).

I appreciate the one or two year fixes offer the best value and if necessary I may wait to put the total received in, but if there IS a suitable such account this may be better.

Any advice gratefully received.

[Deleted User]

Hi,

I would think, best option is to go for an easy access Isa, top up when funds available, then when all your dribs and drabs have come in go for a fix then.

JGB1955

Have a look at Easy Access Cash ISAs | Rates Up To 4.80% (moneyfactscompare.co.uk)

Not all allow additional payments in, but OakNorth seems to, at 4.75% 

Doctor_Who

Bazzalona13295 said:

Hi, its been a long long time since I had an ISA but I have a fair amount due to me over the next few months, possibly between 10-20k.

Question is this : are there ISAs that allow you to pay in over time, similar to an ordinary savings account?

The money I'm due to receive will come in (decent sized) dribs and drabs, some Nov, some Dec/Jan, with one amount unknown (legal).

I appreciate the one or two year fixes offer the best value and if necessary I may wait to put the total received in, but if there IS a suitable such account this may be better.

Any advice gratefully received.

There are a few providers that offer fixed rate cash ISAs where you can continue to contribute funds throughout the term (most only allow funding within a relatively short window). Shawbrook is often mentioned as one of the providers that allow this (read the T&Cs).

Bazzalona13295

Thanks all, I will have a good look through the list.