Complicated third party payment process with First Direct - same for all banks?
I wanted to transfer some money to my Wise account from my FD current account. It gives the option to pay with the app using a QR code or else via the desktop.
Thinking it would be easy via the app, it then entered an extremely complicated process where I had to manually login to FD using a username and a security code which I had to generate from the app and that is not possible to copy/paste and which expired after 30 secs (I normally just use biometrics login) and then generate a 6 digit transaction code using digits from the destination payee account number plus the transaction amount. I got all this wrong several times so gave up and ended up using my credit card.
Is this the same for all banks?
I get the need for security but this process seems ridiculously complex and error-prone.
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