FD now offering £12500 prize draw as well as £175 for switching

SVts

boingy said:

WillPS said:

Any recent experience on having a FD account historically and snagging a fresh sign up bonus?

About 6 months ago they paid me a switching bonus even though I had an HSBC account at the time. Can't say whether they check for historic FD accounts. It might be worth a punt if you have a burner account. 

Interesting! I opened a HSBC account in April to qualify for there £200 switch bonus but have since switched from HSBC to TSB. Might be worth trying to switch from TSB to FD? 

PRAISETHESUN

SVts said:

boingy said:

WillPS said:

Any recent experience on having a FD account historically and snagging a fresh sign up bonus?

About 6 months ago they paid me a switching bonus even though I had an HSBC account at the time. Can't say whether they check for historic FD accounts. It might be worth a punt if you have a burner account. 

Interesting! I opened a HSBC account in April to qualify for there £200 switch bonus but have since switched from HSBC to TSB. Might be worth trying to switch from TSB to FD? 

WillPS said:

Terms for competition: https://www.firstdirect.com/content/dam/wpb/fsdt/en/documents/pdf/prize-draw-terms-and-conditions.pdf

Terms for £175

Any recent experience on having a FD account historically and snagging a fresh sign up bonus?

You can try, but I'd expect to be disappointed given the terms clearly state if you've opened a HSBC account since Jan 2020 that you're ineligible for the FD offer. Given that holding a FD account makes you ineligible for future FD incentives, regardless if you've been paid a switch bonus or not, you'll then have also blown your one and only chance to get a FD incentive.

WillPS

PRAISETHESUN said:

SVts said:

boingy said:

WillPS said:

Any recent experience on having a FD account historically and snagging a fresh sign up bonus?

About 6 months ago they paid me a switching bonus even though I had an HSBC account at the time. Can't say whether they check for historic FD accounts. It might be worth a punt if you have a burner account. 

Interesting! I opened a HSBC account in April to qualify for there £200 switch bonus but have since switched from HSBC to TSB. Might be worth trying to switch from TSB to FD? 

WillPS said:

Terms for competition: https://www.firstdirect.com/content/dam/wpb/fsdt/en/documents/pdf/prize-draw-terms-and-conditions.pdf

Terms for £175

Any recent experience on having a FD account historically and snagging a fresh sign up bonus?

You can try, but I'd expect to be disappointed given the terms clearly state if you've opened a HSBC account since Jan 2020 that you're ineligible for the FD offer. Given that holding a FD account makes you ineligible for future FD incentives, regardless if you've been paid a switch bonus or not, you'll then have also blown your one and only chance to get a FD incentive.

I've already had an HSBC and FD incentive, both I think in 2015/16.

I'd be ineligible based on having previously had a FD incentive but there have been some reports of previous FD accountholders getting a new bonus sometime later. I suppose the most I'd lose is a hard search if it doesn't work out. I'd also have to wait a bit longer for another HSBC offer potentially (since they block recent FD account openers).

PRAISETHESUN

WillPS said:

PRAISETHESUN said:

SVts said:

boingy said:

WillPS said:

Any recent experience on having a FD account historically and snagging a fresh sign up bonus?

About 6 months ago they paid me a switching bonus even though I had an HSBC account at the time. Can't say whether they check for historic FD accounts. It might be worth a punt if you have a burner account. 

Interesting! I opened a HSBC account in April to qualify for there £200 switch bonus but have since switched from HSBC to TSB. Might be worth trying to switch from TSB to FD? 

WillPS said:

Terms for competition: https://www.firstdirect.com/content/dam/wpb/fsdt/en/documents/pdf/prize-draw-terms-and-conditions.pdf

Terms for £175

Any recent experience on having a FD account historically and snagging a fresh sign up bonus?

You can try, but I'd expect to be disappointed given the terms clearly state if you've opened a HSBC account since Jan 2020 that you're ineligible for the FD offer. Given that holding a FD account makes you ineligible for future FD incentives, regardless if you've been paid a switch bonus or not, you'll then have also blown your one and only chance to get a FD incentive.

I've already had an HSBC and FD incentive, both I think in 2015/16.

I'd be ineligible based on having previously had a FD incentive but there have been some reports of previous FD accountholders getting a new bonus sometime later. I suppose the most I'd lose is a hard search if it doesn't work out. I'd also have to wait a bit longer for another HSBC offer potentially (since they block recent FD account openers).

My comment was more directed at @Svts using the terms you posted. But yea, it's usually only the really old historic accounts that seem to slip through the cracks. Although on thinking about it I don't really know how old a "historic" account is in this sense!

As you say the worst that would come of this is that you get a hard search with nothing to show for it, and disqualify yourself from another HSBC/FD incentive for a fair few years. Might be safer to jump on the next HSBC incentive, assuming you'd be eligible.