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  • beanielou
    beanielou Posts: 96,525 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a happy Christmas. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Wishing you a very Happy Christmas 🎄 EH and Mr EH and thank you for sharing so much money saving information on your diary xx
  • Your Christmas Eve sounds brill EH.  I hope you have a lovely time with MrEH and with your mum for Christmas Day tomoz.

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend October 2025 £113.98/£200 
    Non-food spend October 2025 £9.97/£50
    Bulk Fund October (month 10 of 12) £0/£35.20 
  • A very happy Christmas to you, Mr EH and your mum!❤️🎄🎅xxx
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • lucielle
    lucielle Posts: 11,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a wonderful time!  
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Cheery_Daff
    Cheery_Daff Posts: 17,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You sound beautifully organised, as usual, EH! Hope you have a jolly one 😊😊
  • jwil
    jwil Posts: 22,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely Christmas :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • You sound incredibly organised! Merry Xmas 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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