My car was hit while parked across a dropped curb- advice please?

sparkiemalarkie Forumite Posts: 845
Ninth Anniversary 500 Posts Name Dropper
Hi I was collecting my son from the station this evening. After turning into a side road I pulled in front of to someone's driveway that had a dropped curb,  and turned the ignition off to wait for him.  A car reversed out of a drive on the opposite side of the road and hit my car.
I knew it was going to happen as the driver and passenger were arguing before they got into the car (relatively new car to me and couldn't find my horn in time)

The driver admitted that she hit me but that I was illegally parked.
Several times she said that her cctv would have recorded the incident
Where do I stand with this?

(The passenger was very aggressive towards me, so much so , that a lovely lady came and stood with me and told the man that she was a witness - making him think again about his behaviour)

The driver has phoned me this evening to tell me that she has reported the accident to her insurance company and has sent them photos of my illegal parking and car damage.
She then insisted that her 'friend' was not being aggressive - he just talks loud.

The truth is, the damage is very minimal. There is a dent in the front wing and a bit of scuffing that might well rub off. My car is very pretty, but old. It's not the end of the world.

Any thoughts on this?





  • sheramber
    sheramber Forumite Posts: 17,512
    Ninth Anniversary 10,000 Posts I've been Money Tipped! Name Dropper
    She is  required to advise her insurance company of any accident, just as you are, whether you intend to claim through them or not.
    You can advise the it is for information only.

    is there any damage to her car?
  • sparkiemalarkie
    sparkiemalarkie Forumite Posts: 845
    Ninth Anniversary 500 Posts Name Dropper

    sheramber said:

    is there any damage to her car?
    There is just a scuff mark on the bumper of her car.
  • daveyjp
    daveyjp Forumite Posts: 12,075
    Part of the Furniture 10,000 Posts Name Dropper
    edited 5 September at 9:54PM
    Thoughts?  100% her fault as your car wasn't moving.  Not seeing obstructions when driving can have consequences.
  • binao
    binao Forumite Posts: 648
    500 Posts Fourth Anniversary Name Dropper
    edited 6 September at 7:54AM
    Most likely a new bumper, very expensive.

    Your inconsiderate dropped kerb parking and inability to find the horn button, ancient cars have buttons, will most likely result in a greatly increased renewal premium. Plus the new bumper and labour to account for.

    Best to apologise and say sorry.

    If you hadn't parked over a dropped kerb you would have been OK. 
  • Herzlos
    Herzlos Forumite Posts: 14,367
    Part of the Furniture 10,000 Posts Name Dropper
    You shouldn't have parked there, and may have caused an obstruction.


    You weren't moving at the time and the driver should have seen you and avoided hitting you. They could have requested you move, or driven around you.  You may have been driving past at the same moment.

    They may try and claim your parking was in some part responsible for the accident, but again you weren't moving.
  • tedted
    tedted Forumite Posts: 347
    Part of the Furniture 100 Posts
    as  they were parked opposite the other car i cant see how they are in the wrong if the owner of the dropped curb complained then maybe
  • peter12345678910
    peter12345678910 Forumite Posts: 469
    Ninth Anniversary 100 Posts Photogenic
    edited 6 September at 5:14AM
    Illegally parked, but a very small illegal. They have no case they were simply trying to reverse the blame. But a new panel for an old car could be expensive it may not be possible...even a PDR guy can be expensive with a small dent as they want to remove it to perfection. Then they may want to repaint a panel, hopefully the car will not be written off.
    When you look into an abyss, the abyss also looks into you. Nietzsche

    Please note that at no point during this work was the kettle ever put out of commission and no chavs were harmed during the making of this post.
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