Junior stocks and shares ISA

PSteady

Alexland said:

Tonski said:

I think @Alexland suggested it a while ago so thanks again for the suggestion.

No problem and nice to be remembered as I sadly don't get time to post regularly anymore but I sometimes still lurk.
HL are probably just as good a choice as Fidelity now they have also dropped the JISA fee and my experience of having accounts with both is their customer service levels are similar. I no longer have other accounts at HL but still have other accounts with Fidelity so it suits me accepting their free JISAs and child SIPPs for less logons to remember.
My kids have done well with Fidelity Index World fund over recent years no complaints it's simple and it works. Maybe I will start de-risking an increasing % of their account valuations into a money market fund in the final 5-7 years before withdrawal depending on market conditions at the time.

Alexland said:

Tonski said:

I think @Alexland suggested it a while ago so thanks again for the suggestion.

No problem and nice to be remembered as I sadly don't get time to post regularly anymore but I sometimes still lurk.
HL are probably just as good a choice as Fidelity now they have also dropped the JISA fee and my experience of having accounts with both is their customer service levels are similar. I no longer have other accounts at HL but still have other accounts with Fidelity so it suits me accepting their free JISAs and child SIPPs for less logons to remember.
My kids have done well with Fidelity Index World fund over recent years no complaints it's simple and it works. Maybe I will start de-risking an increasing % of their account valuations into a money market fund in the final 5-7 years before withdrawal depending on market conditions at the time.

Alexland said:

Tonski said:

I think @Alexland suggested it a while ago so thanks again for the suggestion.

No problem and nice to be remembered as I sadly don't get time to post regularly anymore but I sometimes still lurk.
HL are probably just as good a choice as Fidelity now they have also dropped the JISA fee and my experience of having accounts with both is their customer service levels are similar. I no longer have other accounts at HL but still have other accounts with Fidelity so it suits me accepting their free JISAs and child SIPPs for less logons to remember.
My kids have done well with Fidelity Index World fund over recent years no complaints it's simple and it works. Maybe I will start de-risking an increasing % of their account valuations into a money market fund in the final 5-7 years before withdrawal depending on market conditions at the time.

Alexland said:

Tonski said:

I think @Alexland suggested it a while ago so thanks again for the suggestion.

No problem and nice to be remembered as I sadly don't get time to post regularly anymore but I sometimes still lurk.
HL are probably just as good a choice as Fidelity now they have also dropped the JISA fee and my experience of having accounts with both is their customer service levels are similar. I no longer have other accounts at HL but still have other accounts with Fidelity so it suits me accepting their free JISAs and child SIPPs for less logons to remember.
My kids have done well with Fidelity Index World fund over recent years no complaints it's simple and it works. Maybe I will start de-risking an increasing % of their account valuations into a money market fund in the final 5-7 years before withdrawal depending on market conditions at the time.

Alexland said:

Tonski said:

I think @Alexland suggested it a while ago so thanks again for the suggestion.

No problem and nice to be remembered as I sadly don't get time to post regularly anymore but I sometimes still lurk.
HL are probably just as good a choice as Fidelity now they have also dropped the JISA fee and my experience of having accounts with both is their customer service levels are similar. I no longer have other accounts at HL but still have other accounts with Fidelity so it suits me accepting their free JISAs and child SIPPs for less logons to remember.
My kids have done well with Fidelity Index World fund over recent years no complaints it's simple and it works. Maybe I will start de-risking an increasing % of their account valuations into a money market fund in the final 5-7 years before withdrawal depending on market conditions at the time.

Alexland said:

Tonski said:

I think @Alexland suggested it a while ago so thanks again for the suggestion.

No problem and nice to be remembered as I sadly don't get time to post regularly anymore but I sometimes still lurk.
HL are probably just as good a choice as Fidelity now they have also dropped the JISA fee and my experience of having accounts with both is their customer service levels are similar. I no longer have other accounts at HL but still have other accounts with Fidelity so it suits me accepting their free JISAs and child SIPPs for less logons to remember.
My kids have done well with Fidelity Index World fund over recent years no complaints it's simple and it works. Maybe I will start de-risking an increasing % of their account valuations into a money market fund in the final 5-7 years before withdrawal depending on market conditions at the time.

Alexland said:

Tonski said:

I think @Alexland suggested it a while ago so thanks again for the suggestion.

No problem and nice to be remembered as I sadly don't get time to post regularly anymore but I sometimes still lurk.
HL are probably just as good a choice as Fidelity now they have also dropped the JISA fee and my experience of having accounts with both is their customer service levels are similar. I no longer have other accounts at HL but still have other accounts with Fidelity so it suits me accepting their free JISAs and child SIPPs for less logons to remember.
My kids have done well with Fidelity Index World fund over recent years no complaints it's simple and it works. Maybe I will start de-risking an increasing % of their account valuations into a money market fund in the final 5-7 years before withdrawal depending on market conditions at the time.

Hi @Alexland , Although you have no longer got a HL JISA, would there be any funds / trackers that you would recommend for holding long term (10yr +). Obviously would be checking and doing my own research aswell.