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The Archived History Of Regular Savers Thread *** NO CHAT***
Comments
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Latest additions to main regular savers lists:
Launched 7/8/26
Interest rate
5.75% AER Variable
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, as many as you like
Penalty-free withdrawals
Unlimited
Age of applicant
At least 16 years old
How to open account
Online or branch
Length of account term
1 year from date of first deposit
Maximum balance
£3,000
Deposits on non-working days
Treated as having been received the same day.
Special conditions
n/a
Launched 7/8/26
Interest rate
5.75% AER Variable
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, as many as you like
Penalty-free withdrawals
Unlimited
Age of applicant
At least 16 years old
How to open account
Online or branch
Length of account term
1 year from date of first deposit
Maximum balance
£3,000
Deposits on non-working days
Treated as having been received the same day.
Special conditions
Deposits must come from your nominated account.
Launched 3/8/26
Interest rate
5% gross p.a. variable
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
None, but the account can be closed early without penalty
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 31/7/27
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by 31/8/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
Launched 3/8/26
Interest rate
5% gross p.a. variable
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 31/7/28
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by 31/8/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
Removed from the main regular savers lists:
NLA 7/8/26
Interest rate
5.15% AER variable from 21/1/26
Monthly payment
£0-£200 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Yes, as many as you wish
Age of applicant
Age 16 years old or older
How to open account
Branch or online
Length of account term
12 months from the date of opening
Maximum balance
£2,400 plus interest
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
NLA 3/8/26
Launched 1/7/26
Interest rate
5% gross p.a. variable
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
None, but the account can be closed early without penalty
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 30/6/27
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by 31/7/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
NLA 3/8/26
Launched 1/7/26
Interest rate
5% gross p.a. variable
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 30/6/28
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by 31/7/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
6 -
Latest additions to main regular savers lists:
Launched 10/8/26
Interest rate
6% AER variable
Monthly payment
£1-£500 per calendar month
Miss any payments
No stated penalty for missing payments
Penalty-free withdrawals
2 penalty free withdrawals per year plus closure
Age of applicant
18+
How to open account
Online
Length of account term
1 year from opening
Maximum balance
£6,000
Deposits on non-working days
Treated as having been received the same day if received before 12pm on Saturdays, otherwise treated as having been receive the next working day
Special conditions
N/A
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
10 -
Latest additions to main regular savers lists:
Launched 3/8/26***
Interest rate
5.5% AER variable (includes 4.5% bonus if conditions are met (see Special Conditions))
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, but bonus is forfeited for the full calendar year if payments are missed
Penalty-free withdrawals
Unlimited but bonus is forfeited for the full calendar year if withdrawals are made
Age of applicant
No minimum age specified.
How to open account
Online
Length of account term
12 months from the date of opening
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day
Special conditions
*** First spotted 11/8/26 Rate includes a bonus of 4.5% if you deposit between £10 and £500 each month and make no withdrawals in the account term. Account must remain open till the end of the account term in order to receive the bonus. If a reduction to the interest rate is announced you will have 30 days in which you can close or switch the account without notice or penalty.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
4 -
Latest additions to main regular savers lists:
Launched 14/8/26
Interest rate
5.5% AER variable
Monthly payment
£0-£100 per calendar month
Miss any payments
Yes, as many as you wish
Penalty-free withdrawals
2 penalty-free withdrawals, any further withdrawal is subject to 30 days loss of interest.
Age of applicant
Aged 17 or over
How to open account
Branch
Length of account term
12 months from opening
Maximum balance
£1,200
Deposits on non-working days
Treated as having been received the same day.
Special conditions
A parent, guardian or relative can open an account on behalf of a child and, as trustee, will operate the account until the child is able to do so.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
2 -
Ts&Cs Updated:
ESBS Monthly Saver Online ~~~ Previously there was no stated penalty for missing payments ~~~ Now account is closed if a payment is missed.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
7 -
Removed from the main regular savers lists:
NLA 17/8/26
Launched 3/8/26***
Interest rate
5.5% AER variable (includes 4.5% bonus if conditions are met (see Special Conditions))
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, but bonus is forfeited for the full calendar year if payments are missed
Penalty-free withdrawals
Unlimited but bonus is forfeited for the full calendar year if withdrawals are made
Age of applicant
No minimum age specified.
How to open account
Online
Length of account term
12 months from the date of opening
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day
Special conditions
*** First spotted 11/8/26 Rate includes a bonus of 4.5% if you deposit between £10 and £500 each month and make no withdrawals in the account term. Account must remain open till the end of the account term in order to receive the bonus. If a reduction to the interest rate is announced you will have 30 days in which you can close or switch the account without notice or penalty.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
2 -
Latest additions to main regular savers lists:
Launched 14/8/26
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 16 years old or older
How to open account
Branch only
Length of account term
Matures on 31/10/27
Maximum balance
£7,500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque.
Launched 14/8/26
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 18 years old or older
How to open account
Online only
Length of account term
Matures on 31/10/27
Maximum balance
£7,500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque or online.
Removed from the main regular savers lists:
NLA 24/8/26
Launched 6/2/26
Interest rate
7.1% gross p.a. variable
Monthly payment
£0-£300 per account month
Miss any payments
No penalty for missing any payments
Penalty-free withdrawals
Unlimited
Age of applicant
Aged 18 or over
How to open account
App
Length of account term
6 months from opening
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the same day.
Special conditions
You must hold both a Zopa current account and a Zopa Smart Saver to open this account.
NLA 14/8/26
Launched 21/5/26
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 16 years old or older
How to open account
Branch only
Length of account term
Matures on 28/7/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque.
NLA 14/8/26
Launched 21/5/26
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 18 years old or older
How to open account
Online only
Length of account term
Matures on 28/7/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque or online.
Ts&Cs Updated:
Hanley Economic BS Smarter Future Saver (CTAR01) at 5.5% ~~~~ Now can only be opened by children aged 17 or an adult holding the account in trust for a child aged 7-17.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
5 -
A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st August 2026 and 31st August 2026:
A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread. The key changes are as follows:
Owing to character limits I've had to paste some bits as screenshots rather than text.
The following accounts have been added between 1/8/26 and 31/8/26 (see first page of The Top Regular Savers Discussion Thread for details):
The following accounts have been withdrawn between 1/8/26 and 31/8/26:
The following accounts have been and gone between 1/8/26 and 31/8/26:
A Change to the Thresholds for Inclusion:
Previously I was only adding accounts where the interest rate is 4.3% or better, or 4.2% if the account has favourable conditions.
With effect from today these thresholds are increasing, I am now only adding accounts where the interest rate is 4.5% or better, or 4.3% if the account has favourable conditions.
For an account to be deemed as having favourable conditions it must:
- Allow at least 3 penalty free withdrawals per year at any time without notice and meet at least one of the following criteria:
- ○ Allow you to pay in £500 per month or more
- ○ Mature after at least 2 years
The following accounts have been removed owing to the change in thresholds:
______________________________________________________________________________________________________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
3
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