The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

Latest additions to main regular savers lists:

Beverley BS Regular Saver Issue 2	Launched 6/7/26
Interest rate	5.5% AER variable (includes 4.5% bonus if conditions are met (see Special Conditions))
Monthly payment	£10-£500 per calendar month
Miss any payments	Yes, but bonus is forfeited for the full calendar year if payments are missed
Penalty-free withdrawals	Unlimited but bonus is forfeited for the full calendar year if withdrawals are made
Age of applicant	No minimum age specified.
How to open account	Online
Length of account term	No stated end date
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day
Special conditions	Rate includes a bonus of 4.5% if you deposit between £10 and £500 each month and make no withdrawals in the calendar year. Account must remain open on 31st December in order to receive the bonus. If a reduction to the interest rate is announced you will have 30 days in which you can close or switch the account without notice or penalty.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from the main regular savers lists:

NLA 7/7/26	Beverley BS Regular Saver Issue 2	Launched 6/7/26
Interest rate	5.5% AER variable (includes 4.5% bonus if conditions are met (see Special Conditions))
Monthly payment	£10-£500 per calendar month
Miss any payments	Yes, but bonus is forfeited for the full calendar year if payments are missed
Penalty-free withdrawals	Unlimited but bonus is forfeited for the full calendar year if withdrawals are made
Age of applicant	No minimum age specified.
How to open account	Online
Length of account term	No stated end date
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day
Special conditions	Rate includes a bonus of 4.5% if you deposit between £10 and £500 each month and make no withdrawals in the calendar year. Account must remain open on 31st December in order to receive the bonus. If a reduction to the interest rate is announced you will have 30 days in which you can close or switch the account without notice or penalty.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Lloyds Club Lloyds Monthly Saver	Launched 14/7/26
Interest rate	8% gross p.a. fixed
Monthly payment	£25-£250 per calendar month
Miss any payments	Yes, miss as many as you wish
Penalty-free withdrawals	Yes, as many as you wish
Age of applicant	Age 18 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You must have a Club Lloyds account. You can only have either 1 Monthly Saver or Club Lloyds Monthly Saver account, held either in your sole name or jointly but not both. You can only open one Club Lloyds Monthly Saver every 12 months. If you close the account within 12 months of opening it, you won’t be able to open another one until after the anniversary date. Note you are unable to hold this account alongside previous issues.
Bank of Scotland Monthly Saver	Launched 14/7/26
Interest rate	8% gross p.a. fixed
Monthly payment	£25-£250 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	Yes, as many as you wish
Age of applicant	Age 16 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You must have a Bank of Scotland current account. If you close the account early, you won’t be able to open another one until a year after you opened the account.
Halifax Regular Saver	Launched 14/7/26
Interest rate	8% gross p.a. fixed
Monthly payment	£25-£250 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	No withdrawals except for account closure
Age of applicant	Age 16 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	They will open an Everyday Saver account as part of this application. After 12 months any money you’ve saved in your Regular Saver plus interest will transfer into your Everyday Saver account and your Regular Saver will renew for another 12 months.
Lloyds Monthly Saver	Launched 14/7/26
Interest rate	8% gross p.a. fixed
Monthly payment	£25-£250 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	Yes, as many as you like
Age of applicant	Age 16 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You must have a Lloyds current account. You can only have either 1 Monthly Saver or Club Lloyds Monthly Saver account, held either in your sole name or jointly but not both. You can only open one Lloyds Monthly Saver every 12 months. If you close the account within 12 months of opening it, you won’t be able to open another one until after the anniversary date. Note you are unable to hold this account alongside previous issues.

Removed from the main regular savers lists:

NLA 14/7/26	Lloyds Club Lloyds Monthly Saver	Launched 21/6/26
Interest rate	6.25% gross p.a. fixed
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you wish
Penalty-free withdrawals	Yes, as many as you wish
Age of applicant	Age 18 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You must have a Club Lloyds account. You can only have either 1 Monthly Saver or Club Lloyds Monthly Saver account, held either in your sole name or jointly but not both. You can only open one Club Lloyds Monthly Saver every 12 months. If you close the account within 12 months of opening it, you won’t be able to open another one until after the anniversary date. Note you are unable to hold this account alongside previous issues.
NLA 14/7/26	Bank of Scotland Monthly Saver
Interest rate	5.5% gross p.a. fixed
Monthly payment	£25-£250 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	Yes, as many as you wish
Age of applicant	Age 16 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You must have a Bank of Scotland current account. If you close the account early, you won’t be able to open another one until a year after you opened the account.
NLA 14/7/26	Halifax Regular Saver
Interest rate	5.5% gross p.a. fixed
Monthly payment	£25-£250 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	No withdrawals except for account closure
Age of applicant	Age 16 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	They will open an Everyday Saver account as part of this application. After 12 months any money you’ve saved in your Regular Saver plus interest will transfer into your Everyday Saver account and your Regular Saver will renew for another 12 months.
NLA 14/7/26	Lloyds Monthly Saver	Launched 21/6/26
Interest rate	5.25% gross p.a. fixed
Monthly payment	£25-£250 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	Yes, as many as you like
Age of applicant	Age 16 years old or older
How to open account	Branch, online, app or telephone
Length of account term	12 months from the date of opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You must have a Lloyds current account. You can only have either 1 Monthly Saver or Club Lloyds Monthly Saver account, held either in your sole name or jointly but not both. You can only open one Lloyds Monthly Saver every 12 months. If you close the account within 12 months of opening it, you won’t be able to open another one until after the anniversary date. Note you are unable to hold this account alongside previous issues.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Market Harborough Fixed Term Regular Saver (30.11.2027)	Launched 17/7/26
Interest rate	5.75% gross p.a. fixed
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, you can miss one payment
Penalty-free withdrawals	No withdrawals permitted.
Age of applicant	Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account	Branch only, unless applying on behalf of someone under 18, in which case it can be opened by post.
Length of account term	Matures 30/11/2027
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £500 per month (£250 in each account). Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this.

Removed from the main regular savers lists:

NLA 17/7/26	Market Harborough Fixed Term Regular Saver (30.06.2027)	Launched 8/5/26
Interest rate	5.75% gross p.a. fixed
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, you can miss one payment
Penalty-free withdrawals	No withdrawals permitted.
Age of applicant	Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account	Branch only, unless applying on behalf of someone under 18, in which case it can be opened by post.
Length of account term	Matures 30/6/2027
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £500 per month (£250 in each account). Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Ts&Cs Updated:

Tipton & Coseley BS 125 Anniversary Regular Saver to 31 July 2027~~~~ Launched 17/6/26

Previously the account was available for those with a B, DY, WS or WV postcode only.

Now it is available for those with a B, DY, WS or WV postcode and members who hold a savings account with them that was opened on or before 31 December 2025.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Moved Lists:

Halifax Regular Saver ~~~ Launched 14/7/26

It is still available to Halifax current account customers however Halifax have now closed their accounts to anyone who isn't an existing customer. The account has thus moved to the Local/Loyal/Beta/Age Restricted/New Member Only accounts section.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from the main regular savers lists:

NLA 23/7/26	Loughborough BS Limited Access Monthly Saver
Interest rate	4.15% gross p.a. variable from 1/4/26
Monthly payment	£1-£2000 per calendar month ***
Miss any payments	No stated penalties for missing any payments
Penalty-free withdrawals	1 withdrawal per account year (1st April-31st March)
Age of applicant	Aged 16 or older
Length of account term	No maturity date
Maximum balance	£50,000
How to open account	branch/post
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	*** This must be as a single payment, multiple deposits within the same month are not permitted even if the total amount deposited is less than £2000. Total maximum savings over a 12 month period is £24,000 (lump sum payments are not allowed).

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Leeds BS Regular Saver (Issue 80)	Launched 31/7/26
Interest rate	4.45% gross p.a. variable
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, miss as many as you wish
Penalty-free withdrawals	One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant	Aged 18 or over
How to open account	Branch, online or post
Length of account term	Matures 31/7/2028
Maximum balance	£6,000 plus interest
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

Removed from the main regular savers lists:

NLA 31/7/26	Leeds BS Regular Saver (Issue 79)	Launched 1/7/26
Interest rate	4.45% gross p.a. variable
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, miss as many as you wish
Penalty-free withdrawals	One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant	Aged 18 or over
How to open account	Branch, online or post
Length of account term	Matures 3/7/2028
Maximum balance	£6,000 plus interest
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.
NLA 31/7/26	Furness BS Summer 2027 Regular Saver	Launched 16/6/26
Interest rate	5.5% AER variable
Monthly payment	£1-£350 per calendar month
Miss any payments	No- account converts to an EA account if 1 payment is missed
Penalty-free withdrawals	1 withdrawal per year plus closure
Age of applicant	Aged 16 or over
How to open account	Online, app, branch or post
Length of account term	12 months from opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	N/A
NLA 31/7/26	Hinckley & Rugby BS Christmas Saver 30 Day Notice	Launched 1/11/25
Interest rate	4.9% gross p.a. variable from 16/1/26
Monthly payment	£0-£100 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	Unlimited subject to 30 days notice
Age of applicant	Age 18 years old or older
How to open account	Branch or post
Length of account term	Matures on 1/11/26
Maximum balance	£1200
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	N/A

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st July 2026 and 31st July 2026:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread. The key changes are as follows:

Owing to character limits I've had to paste some bits as screenshots rather than text.

The following accounts have been added between 1/7/26 and 31/7/26 (see first page of The Top Regular Savers Discussion Thread for details):

The following accounts have been withdrawn between 1/7/26 and 31/7/26:

The following accounts have been and gone between 1/7/26 and 31/7/26:

A Change to the Thresholds for Inclusion:

Previously I was only adding accounts where the interest rate is 4.25% or better, or 4.1% if the account has favourable conditions.

With effect from today these thresholds are increasing, I am now only adding accounts where the interest rate is 4.3% or better, or 4.2% if the account has favourable conditions.

For an account to be deemed as having favourable conditions it must:

• Allow at least 3 penalty free withdrawals per year at any time without notice and meet at least one of the following criteria:
• ○ Allow you to pay in £500 per month or more
• ○ Mature after at least 2 years

The following accounts have been removed owing to the change in thresholds:

______________________________________________________________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.