Universal Credit calculation help please

nextyeartina

I'm a single mum renting a 3 bedroom council house with my 18 year old son. He's making a claim today for Universal Credit while he looks for work. My daughter is being made homeless and she's moving back home with her boyfriend and my granddaughter. My gross pay is £1074 every 4 weeks as is my daughter's. Her partner's contract has just ended so they get some help with Universal Credit. I've tried 3 different benefit calculators, all different results. Any suggestions please

sammyjammy

You will be treated as three separate households for Universal Credit purposes so other than both of them giving you money towards rent/bills and food there is nothing to calculate?  

Rubyroobs

You would have 2 non dependent deductions on the rent element on your claim if your daughter and her boyfriend are over 21. If your granddaughter is under 5 then this deduction won't apply.

sammyjammy

Rubyroobs said:

You would have 2 non dependent deductions on the rent element on your claim if your daughter and her boyfriend are over 21.

OP doesn't actually say she is claiming Universal Credit herself.

Rubyroobs

sammyjammy said:

Rubyroobs said:

You would have 2 non dependent deductions on the rent element on your claim if your daughter and her boyfriend are over 21.

OP doesn't actually say she is claiming Universal Credit herself.

Apologies. I think my brain just assumed she was with her pay being low !

nextyeartina

I'm currently getting help with Universal Credit. The calculations I've done so far, I'm not entitled to any help with rent

Thank you

Spoonie_Turtle

nextyeartina said:

I'm currently getting help with Universal Credit. The calculations I've done so far, I'm not entitled to any help with rent

Thank you

Your award should include the rent element but with the deductions for non-dependants and your wages, what is left might be less than your rent, or might wipe out the equivalent of your rent leaving you with the standard allowance.

A subtle difference in practice but a huge difference in actually calculating your UC.

nextyeartina

Thank you

poppy12345

If you now have no children on your UC claim then you will no longer have the work allowance unless you've been through the work capability assessment and been found to have limited capability for work. This will make quite a difference to your entitlement because now all your earnings received will reduce your UC by 55%.

With the non dependant deductions as well there may not be any entitlement to UC.

nextyeartina

Oh, that's what it is then. I'll no longer get the work allowance which is what's probably making the biggest impact on my calculation. I didn't know that. I've been looking at doing some overtime to increase my earnings but after the 55% reduction, tax and national insurance and taxis, I'll not see a penny of it. I work unsociable hours and public transport isn't a thing at that time. I could walk but I live and work in a pretty unsafe area. These are genuine reasons and not excuses. Please don't think I've not given it a great deal of thought. 

Thank you 

sammyjammy

nextyeartina said:

Oh, that's what it is then. I'll no longer get the work allowance which is what's probably making the biggest impact on my calculation. I didn't know that. I've been looking at doing some overtime to increase my earnings but after the 55% reduction, tax and national insurance and taxis, I'll not see a penny of it. I work unsociable hours and public transport isn't a thing at that time. I could walk but I live and work in a pretty unsafe area. These are genuine reasons and not excuses. Please don't think I've not given it a great deal of thought. 

Thank you 

The 55% deduction is on net earnings not gross.  If your UC will be nil with both children in the house then surely all your extra earnings will be yours?  If them moving in is making finances difficult then you'll need to charge them a level of rent that resolves that for you, you shouldn't be worse off for offering your daughter a home.