Off to a start = 
5 days =
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Splendid September's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It'll be another one for me todayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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Declaring a NSD today and that’ll be it for September (need to get kids shoes tomorrow 😬). See everyone over on the October thread.2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 334🥉🥈🥇💎🏆
Big kitchen declutter challenge 109/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
September
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAuntieL 12/12
beanielou 22/19
BlackCoffeeNoSugar 12/15
cathybird 23/15
craftingmad 15
Crazycatlady2 19/18
Ef79 9/12
GeorgianaCavendish 15/18
jammy dodger
KajiKita 22/15
lianne1984 10
LittleMissDetermined 22/19
Makingabobor2 12/15
Money Choices 10
Pinkpenguin 7
QueenJess 19/17
Rupacomp 17/15
Saver-upper 10/15
short bird 18/18
Newcomers welcome
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NSD #15 for today please
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
October targetsAuntieL 12beanielou 19 BlackCoffeeNoSugar 15 cathybird 12 Crazycatlady2 18 Ef79 GeorgianaCavendish 17 jammy dodger KajiKita 15 lianne1984 LittleMissDetermined 20 Makingabobor2 Money Choices QueenJess 15 Rupacomp 9 Saver-upper short bird 15 Newcomers welcome
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One today - only fuel for the car which I don’t count 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I think the website has been updated in some very weird way
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Oh how weird! Quoting the October one as a test and it looks ok there, but doesn’t explain the Sept stats post. I think they’ve tweaked something with line breaks, maybe?cathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...October targetsAuntieL 12beanielou 19BlackCoffeeNoSugar 15cathybird 12Crazycatlady2 18Ef79GeorgianaCavendish 17jammy dodgerKajiKita 15lianne1984LittleMissDetermined 20Makingabobor2Money ChoicesQueenJess 15Rupacomp 9Saver-uppershort bird 15Newcomers welcome2
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