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Off to a start = 
5 days = 
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Splendid September's No-Spend Days Challenge!
Comments
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 11 for yesterday and an early call for day 12 today
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Not one today. Bought Chelsea flower show tickets for 2024!
2025 decluttering: 5,283 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 416🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Early call for today, day 18.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Claiming NSD #14 for yesterday please1
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September
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targetsAuntieL 12/12beanielou 21/19
BlackCoffeeNoSugar 12/15
cathybird 22/15
craftingmad 15
Crazycatlady2 19/18
Ef79 9/12
GeorgianaCavendish 14/18
jammy dodger
KajiKita 21/15
lianne1984 10
LittleMissDetermined 21/19
Makingabobor2 12/15
Money Choices 10
Pinkpenguin 7
QueenJess 18/17
Rupacomp 17/15
Saver-upper 10/15
short bird 18/18
Newcomers welcome
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One for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
One more NSD today and that's me done for September!Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Whoop!! I’m tooting!! 😊❤️😂
Another one today as well 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done beanie, BlackCoffeeNoSugar, short bird, GeorgianaCavendish, LittleMissDetermined, Rupacomp and KajiKita
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