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ISA out of sync. Can I transfer?
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Benny130
Posts: 27 Forumite


I hope someone can help....
I have a 1 year fixed isa with virgin that matures 24th September. I have a second 1yr fix with virgin i funded this year that matures in May next year. Because they are our of sync I cant work out what I should do. Can I open a second new isa just to transfer the one that's maturing? If so would you put into easy access at 4.5 to transfer both into one in may...or do another one year fixed at 5.7 so they remain out of sync which isn't good for my ocd?
I have a 1 year fixed isa with virgin that matures 24th September. I have a second 1yr fix with virgin i funded this year that matures in May next year. Because they are our of sync I cant work out what I should do. Can I open a second new isa just to transfer the one that's maturing? If so would you put into easy access at 4.5 to transfer both into one in may...or do another one year fixed at 5.7 so they remain out of sync which isn't good for my ocd?
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Comments
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Being out of synch would not normally be a reason for changing a saving strategy. However if it bothers you then transfer the first one to easy access as you suggest.
Note there is a specific forum for ISA's where all aspects of transfers are discussed regularly, although I have to admit I do not recall anyone asking this particular question before.
ISAs & tax-free savings — MoneySavingExpert Forum
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So i can still open another and transfer in in this tax year0
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Benny130 said:So i can still open another and transfer in in this tax year
If you read through the isa forum, you will be an expert on isa transfers in no time.0
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