Savings accounts with cash cards

GeoffTF

BankingCarolus said:

GeoffTF said:

If you are able to go to a Skipton BS branch, there is this one:

Was there something you had seen that indicated this one has a card? Their support seemed to think that it doesn't, unfortunately.

No, you do not get a card, but you can withdraw cash or get a cheque in branch, which the previous post suggested might be acceptable.

jimjames

Wouldn't one of the high interest current accounts do the job? Probably much higher interest paid than any of the savings accounts mentioned.

BankingCarolus

jimjames said:

Wouldn't one of the high interest current accounts do the job? Probably much higher interest paid than any of the savings accounts mentioned.

No, I'm afraid I'm specifically looking for savings accounts with a cash card/atm card/debit card, for reasons discussed upthread.

[Deleted User]

Cashmygiro said:

BankingCarolus said:

So far I've identified:

Bank of Scotland, Access Saver

Barclays, Everyday Saver

Halifax, Everyday Saver

Is anyone aware of any others?

Are you certain these do? as the websites makes no mention of an ATM card.

They all offer 'Cashpoint cards' but it's optional i.e. you need to request it via a branch or over the phone.

Just also be aware that Nationwide's newer saving ATM cards and Barclays savings ATM cards only work at their ATMs. Nationwide's legacy savings accounts like Cashbuilder still allow Link withdrawals)

[Deleted User]

BankingCarolus said:

GeoffTF said:

If you are able to go to a Skipton BS branch, there is this one:

Was there something you had seen that indicated this one has a card? Their support seemed to think that it doesn't, unfortunately.

Skipton Building Society has never issued ATM cards. 
Checking Link is usually an good pointer. 

Hattie627

[Deleted User] said:

Cashmygiro said:

BankingCarolus said:

So far I've identified:

Bank of Scotland, Access Saver

Barclays, Everyday Saver

Halifax, Everyday Saver

Is anyone aware of any others?

Are you certain these do? as the websites makes no mention of an ATM card.

They all offer 'Cashpoint cards' but it's optional i.e. you need to request it via a branch or over the phone.

Just also be aware that Nationwide's newer saving ATM cards and Barclays savings ATM cards only work at their ATMs. Nationwide's legacy savings accounts like Cashbuilder still allow Link withdrawals)

I used to have the odd savings account cash withdrawal card, I think when they used to be issued automatically rather than requesting one. I don't remember ever using one but I always thought they had to be used at the issuing bank's own ATM, not ATM's in general (like most/all debit cards issued for current accounts). They don't have a chip.

Hattie627

On the issue of moving money from a savings account to current account in order to withdraw, this is often the only way allowed in the T and C's for savings accounts. 

Cashmygiro

Hattie627 said:

[Deleted User] said:

Cashmygiro said:

BankingCarolus said:

So far I've identified:

Bank of Scotland, Access Saver

Barclays, Everyday Saver

Halifax, Everyday Saver

Is anyone aware of any others?

Are you certain these do? as the websites makes no mention of an ATM card.

They all offer 'Cashpoint cards' but it's optional i.e. you need to request it via a branch or over the phone.

Just also be aware that Nationwide's newer saving ATM cards and Barclays savings ATM cards only work at their ATMs. Nationwide's legacy savings accounts like Cashbuilder still allow Link withdrawals)

I used to have the odd savings account cash withdrawal card, I think when they used to be issued automatically rather than requesting one. I don't remember ever using one but I always thought they had to be used at the issuing bank's own ATM, not ATM's in general (like most/all debit cards issued for current accounts). They don't have a chip.

Depends. I think I remember the YBS one could be used in any LINK ATM.

t33

And I thought it was just me.  I thought they were just for old legacy accounts.  I've got a Santander Cash Card which I think was originally an Abbey National card and converted once they were taken over?  Had it ages obviously, not sure why I still do have it with a few hundred pin money in it and use it once in a blue moon to keep it active, it seems a bit pointless though, nostalgia I suppose. Maybe I'll get rid as it's just another card taking up space.

BankingCarolus

Lloyds and Smile (!) both have accounts offering them. Which I think puts the list at nine (Barclays, BoS, Halifax, Lloyds, Nationwide, Post Office, Santander, Smile TSB), unless there are some obscure building societies, or smaller brands still offering them.