We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

UC deductions

2

Comments

  • poppy12345
    poppy12345 Posts: 18,916 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 8 August 2023 at 8:10AM
    R200 said:
    R200 said:
    There is max amount that is allowed to be taken from UC and if you are already there then no more can be taken

    That doesn't apply to 3rd party deductions.
    The DWP can make third party deductions in respect of a maximum of three different debts at one time.


    If you can make a case that it would put your family in extreme financial distress then it will be reversed 

    not hard these days with raging inflation 

    This is a court fine you're talking about here which may not be able to be reduced. Other deductions maybe able to be reduced. (if you have them) Edit to add, UC wouldn't be able to reduce that payment because they are told what needs to be taken by the court. You will need to contact the court for that.
  • kaMelo
    kaMelo Posts: 2,891 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    You still haven't said whether you have any outstanding court fine. That's okay if you don't want to disclose that information here but as poppy says, the court are the ones to approach either for information or for a reduction as they will have set the repayment schedule, not UC.

  • HillStreetBlues
    HillStreetBlues Posts: 6,267 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    edited 8 August 2023 at 5:19PM
    R200 said:
    R200 said:
    There is max amount that is allowed to be taken from UC and if you are already there then no more can be taken

    That doesn't apply to 3rd party deductions.
    The DWP can make third party deductions in respect of a maximum of three different debts at one time.


    If you can make a case that it would put your family in extreme financial distress then it will be reversed 

    not hard these days with raging inflation 

    This is a court fine you're talking about here which may not be able to be reduced. Other deductions maybe able to be reduced. (if you have them) Edit to add, UC wouldn't be able to reduce that payment because they are told what needs to be taken by the court. You will need to contact the court for that.
    There are different levels of deductions depending on what it is for, the range is 5% to 20% , for fines the maximum is 5% of UC, the court can not demand more to be taken from UC. The most that can now be taken from UC is 25% in total (so that would be a least two deductions).
    https://www.gov.uk/government/publications/benefit-overpayment-recovery-staff-guide/benefit-overpayment-recovery-guide?mc_cid=162dd76db2&mc_eid=66604b8863#appendices

    Appendix 4 - Priority of deductions from Universal Credit




    Do agree with you that if deduction is 5% or less then would have to go to the court direct. So will depend of the percentage of deduction, so OP will need to check that (EDIT not including hardship, I missed that bit)
    Let's Be Careful Out There
  • R200
    R200 Posts: 296 Forumite
    100 Posts First Anniversary
    edited 8 August 2023 at 4:13PM
    I understood and please correct me where I am wrong, that if you are having deductions no matter what they are, and it puts you in extreme financial distress then you can apply to have them reduced 
  • poppy12345
    poppy12345 Posts: 18,916 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    R200 said:
    I understood and please correct me where I am wrong, that if you are having deductions no matter what they are, and it puts you in extreme financial distress then you can apply to have them reduced 

    I already answered that question here.


    UC wouldn't be able to reduce that payment because they are told what needs to be taken by the court. You will need to contact the court for that.


  • R200 said:
    I understood and please correct me where I am wrong, that if you are having deductions no matter what they are, and it puts you in extreme financial distress then you can apply to have them reduced 
    Yes you can because of R (Blundell & Ors) v Secretary of State for Work and Pensions

    https://www.nhas.org.uk/news/article/case-brief-successful-challenge-to-the-dwp-universal-credit-deductions-policy
    What next for claimants?

    The DWP are not appealing the judgment, meaning that the High Court decision is final. 

    This judgment means that the SSWP must change the deductions policy and guidance to include discretion for DWP decision makers to reduce deductions for court fine payments. UC claimants can ask the DWP to lower the amount deducted where there are exceptional circumstances such as financial hardship.

    Until the DWP changes its policy and guidance, welfare benefit advisors and claimants should bring the Blundell & Ors case to the DWP’s attention when requesting a lower level of benefits deductions. This will hopefully help people who are already struggling on very limited means.

    There is no right to appeal decisions regarding the level of deductions in the Social Security Tribunal. The only remedy is a judicial review in the High Court. Claimants are required to follow the pre-action protocol before applying to court. If the DWP refuses to consider individual requests to lower the deduction amount, claimants should seek specialist assistance to challenge the decision.





    Let's Be Careful Out There
  • R200
    R200 Posts: 296 Forumite
    100 Posts First Anniversary
    I’m confused now. Poppy seems to think they can’t be appealed due to extreme financial distress but others I spoke to on telegram say they can stop the courts taking UC if it would put you in extreme poverty 
  • R200
    R200 Posts: 296 Forumite
    100 Posts First Anniversary
    I think Poppy is wrong you can indeed make individual requests to DWP to reduce or get rid of deductions from the court because of R (Blundell & Ors) v Secretary of State for Work and Pensions
  • R200
    R200 Posts: 296 Forumite
    100 Posts First Anniversary
    “If the DWP refuses to consider individual requests to lower the deduction amount, claimants should seek specialist assistance to challenge the decision.“

    who are the specialist assistance?

    would shelter help me?
  • kaMelo
    kaMelo Posts: 2,891 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    If you know the source of the deduction why not speak to them, explain your situation and ask for a reduction in the monthly amount?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.