hi Ef79 
and welcome to the thread for September
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Awesome August's No-Spend Days Challenge!
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AugustOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targetsAuntieL 7/10beanielou 12/19
BlackCoffeeNoSugar 7/10
cathybird 9/15
Crazycatlady2 12/15
GeorgianaCavendish 12/19
IslaMujeres 1/TF
jammy dodger
KajiKita 11/15
LemonadeBudget 10/15
lianne1984 5/10
LittleMissDetermined 11/14
Makingabobor2 3/15
outoftheviciouscircle 1/15
QueenJess 6/15
Rupacomp 9/15
Saver-upper 5/15
short bird 11/18
2sonmum 10
Newcomers welcome 
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Well done QueenJess, beanie, GeorgianaCavendish, short bird, Crazycatlady2 and BlackCoffeeNoSugar
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Catching up - the week has been heavy going.Tuesday - NSD
Wednesday - no, bought bird seed on a discount ready for the winter months 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Early call for #11 today. Looking at my week ahead before holiday I think I will just make it. Good job I went for a low target!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Day 11 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD Thursday 😁2
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NSD today!! 😊❤️👍
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not one for me, more work on the house (sandpaper, masking tape etc), plus stocked up on some food, friends coming round for lunch at the start of September.1
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