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Awesome August's No-Spend Days Challenge!

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Comments

  • AuntieL
    AuntieL Posts: 471 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Another NSD for me - reached my target 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    January 2026 NSD Challenge 5/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £92,396.89 (10years 4months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £44.43/ £1000
  • KajiKita
    KajiKita Posts: 9,208 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 4 books of target 52 in 2026 as @ 11th January 
    Produce tracker: £18 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Day 9 today 
  • Rupacomp
    Rupacomp Posts: 307 Forumite
    Fifth Anniversary 100 Posts Name Dropper Photogenic
    Another NSD today!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 16,150 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 August 2023 at 9:52PM
    August

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    August targets
    AuntieL 10/10 imageimage  image  image
    beanielou 18/19 imageimage  image  image BlackCoffeeNoSugar 9/10 imageimage cathybird 13/15 imageimage  image Crazycatlady2 15/15 imageimage  image  image  image GeorgianaCavendish 19/19 imageimage  image  image  image IslaMujeres 1/TF image jammy dodger KajiKita 16/15 imageimage  image  image  image  image LemonadeBudget 10/15 imageimage  image lianne1984 6/10 imageimage LittleMissDetermined 13/14 imageimage  image Makingabobor2 5/15 imageimage  outoftheviciouscircle 1/15 image QueenJess 13/15 imageimage  image Rupacomp 12/15 imageimage  image Saver-upper 5/15 imageimage short bird 15/18 imageimage  image  image  2sonmum 10 Newcomers welcome :)
  • cathybird
    cathybird Posts: 16,150 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done QueenJess, Crazycatlady2, short bird, beanie, AuntieL, KajiKita, BlackCoffeeNoSugar and Rupacomp imageimageimage
  • QueenJess
    QueenJess Posts: 4,676 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD early today.
    2026 decluttering: 72 🤑🥉 ⭐️
    2026 use up challenge: 30🥉
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎150

  • beanielou
    beanielou Posts: 97,757 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Makingabobor2
    Makingabobor2 Posts: 4,549 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Finally up to 5.  Did actually spend on groceries, but was from budget as normal shopping day, so I don't count that as spending. So far the month has been pretty dire. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/    2025.  47/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Claiming NSD #17 for 22nd ; NSD #18 for 23rd and NSD #19 for today please :) 
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