setting up easy access savings

Bridlington1

tiger135 said:

have all the banks now passed on the increase or are we still waiting??

Not an exhaustive list but since the base rate rise last week:

 Announced increases:

• Bath BS from 1/9/23
• Buckinghamshire BS from 1/9/23
• Coventry from 14/8/23
• Cumberland from 10/8/23 and 23/8/23
• HEBS from 1/9/23
• H&R BS from 4/8/23 but new rates to be announced with effect from 17/8/23
• Leeds from 15/8/23
• Nationwide from 16/8/23 and 1/9/23
• Newbury from 17/8/23
• Skipton from 14/8/23
• West Brom from 10/8/23
• YBS from 10/8/23

Announced changes, new rates TBC:

• Chorley from TBC
• Darlington from 1/9/23
• Mansfield from TBC

Undeclared:

• Beverley BS
  
• Cambridge BS
• Dudley BS
• Ecology
• ESBS
• Leek BS
• Loughborough
• Furness
• Monmouthsire BS
• Newcastle BS (though trackers will rise)
• Nottingham BS
• Principality BS
• Saffron BS
• SRBS
• Tipton & Cosley

Some on the Undeclared list have announced increases shortly before the base rate rise though to be fair to them.

eskbanker

Bridlington1 said:

tiger135 said:

have all the banks now passed on the increase or are we still waiting??

Not an exhaustive list...

....and one that doesn't actually include any banks - good effort on the building societies though!

And no, I'm not volunteering to collate a list myself!

tiger135

well nationwide is only going up to 3.5 for the triple access and 3 for the flex saver  , not great is it 

tiger135

oh just one more question, when i transfer money out of nationwide it always asks for the card reader. so if i have the money sent to sainsburys ( for example) then is it easy to send back, as i will have no card for the savings account? 

Bigwheels1111

tiger135 said:

oh just one more question, when i transfer money out of nationwide it always asks for the card reader. so if i have the money sent to sainsburys ( for example) then is it easy to send back, as i will have no card for the savings account? 

I moved £9,999.99p, 8 times in the same day. Plus £5000.08p.
85k in total and never asked for the card.

tiger135

thanks so is it just a case of setting up a nominated account for withdrawals??

Qyburn

Some Nationwide savings don't allow withdrawals, you have to transfer to the current account first, the withdraw from there.

mebu60

Bigwheels1111 said:

tiger135 said:

oh just one more question, when i transfer money out of nationwide it always asks for the card reader. so if i have the money sent to sainsburys ( for example) then is it easy to send back, as i will have no card for the savings account? 

I moved £9,999.99p, 8 times in the same day. Plus £5000.08p.
85k in total and never asked for the card.

I always do slightly different amounts. If one of the eight £9999.99s had gone awry it would be difficult to tell which one! 

Bigwheels1111

mebu60 said:

Bigwheels1111 said:

tiger135 said:

oh just one more question, when i transfer money out of nationwide it always asks for the card reader. so if i have the money sent to sainsburys ( for example) then is it easy to send back, as i will have no card for the savings account? 

I moved £9,999.99p, 8 times in the same day. Plus £5000.08p.
85k in total and never asked for the card.

I always do slightly different amounts. If one of the eight £9999.99s had gone awry it would be difficult to tell which one! 

Good point, I waited for each to reach my account first.

Just in case.

tiger135

just as i slate nationwide for their rates they put the 3.5 up to 4.25 and the 3 up to 3.25! well its a decent increase!