Bank switching, no card

safe_hands2

As the title says, is it possible to perform bank switches without having to have the bank card sent?

boingy

All the switches I have done have require card details if there is a card on the account. At least one app could show the card details before it arrived but I can't remember which one.

jbrassy

I still think it is possible to do a bank switch without a debit card. I think the essential information is the account number and sort code and the debit card details are optional.

grumbler

boingy said:

All the switches I have done have require card details...

jbrassy said:

I still think it is possible to do a bank switch without a debit card. I think the essential information is the account number and sort code and the debit card details are optional.

The question was

safe_hands2 said:

... is it possible to perform bank switches without having to have the bank card sent?

I.e. without having a card issued by the new bank.

dcs34

When I have switched, usually the form asks if you have a card. If you do, you have to enter the details.

Assuming you've not had a card (or not had one 'sent' to the account), you should be able to select an option saying the account does not have a card.

WillPS

jbrassy said:

I still think it is possible to do a bank switch without a debit card. I think the essential information is the account number and sort code and the debit card details are optional.

The losing bank will typically reject CASS requests without a debit card number stated unless the account does not have an active debit card associated with it - even if the card has not been received or even physically produced yet.

boingy

grumbler said:

boingy said:

All the switches I have done have require card details...

jbrassy said:

I still think it is possible to do a bank switch without a debit card. I think the essential information is the account number and sort code and the debit card details are optional.

The question was

safe_hands2 said:

... is it possible to perform bank switches without having to have the bank card sent?

I.e. without having a card issued by the new bank.

You don't get to opt out of having a card sent. And good luck in switching an account that includes a card if you don't have the card number.

But well done for picking over the bones of other folks' replies rather than offering one of your own.  

grumbler

boingy said:

grumbler said:

boingy said:

All the switches I have done have require card details...

jbrassy said:

I still think it is possible to do a bank switch without a debit card. I think the essential information is the account number and sort code and the debit card details are optional.

The question was

safe_hands2 said:

... is it possible to perform bank switches without having to have the bank card sent?

I.e. without having a card issued by the new bank.

But well done for picking over the bones of other folks' replies rather than offering one of your own.  

Well, I don't have any answer to offer - I simply don't know. And if I didn't "pick over the bones of other folks' replies", the OP still wouldn't have the answer that he needed:

You don't get to opt out of having a card sent.

boingy

grumbler said:

Well, I don't have any answer to offer - I simply don't know.

And yet you answered anyway. 

grumbler

boingy said:

grumbler said:

Well, I don't have any answer to offer - I simply don't know.

And yet you answered anyway. 

No, it was a comment, not an answer. The field I'm typing in is called "Leave a Comment".

northwalesd

WillPS said:

jbrassy said:

I still think it is possible to do a bank switch without a debit card. I think the essential information is the account number and sort code and the debit card details are optional.

The losing bank will typically reject CASS requests without a debit card number stated unless the account does not have an active debit card associated with it - even if the card has not been received or even physically produced yet.

I had a switch rejected by the losing bank as I did have a card, but put that I had no card when applying for the switch. That taught me to not be so lazy when switching (I couldn't be bothered to dig the card out).