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ESOTP
Forumite Posts: 7
Forumite

Hello all.
I would be grateful for any advice.
I obtained a mortgage for a property in 2013 and was told by the conveyancing solicitor that it was freehold. She later mentioned on completion that there was a £10 per year charge to the council as there is an access track to the rear of the property. I feel naive but I was most definitely assured that the property was fully freehold.
I have checked land registry and it stipulates that the property is both freehold and leasehold. It names me as owning the freehold in one title deed. Another title deed references the £10 per year lease to the council.
I am unsure as to how this could be the situation if I am the freeholder. I know I will likely need to contact my original solicitor but this situation does not fill with confidence so any information and advice would be of great benefit to me before I contact them.
Also, the freehold started in 1936 for 99 years. What would happen in 2035 once the leasehold ends?
Thank you in advance.
I would be grateful for any advice.
I obtained a mortgage for a property in 2013 and was told by the conveyancing solicitor that it was freehold. She later mentioned on completion that there was a £10 per year charge to the council as there is an access track to the rear of the property. I feel naive but I was most definitely assured that the property was fully freehold.
I have checked land registry and it stipulates that the property is both freehold and leasehold. It names me as owning the freehold in one title deed. Another title deed references the £10 per year lease to the council.
I am unsure as to how this could be the situation if I am the freeholder. I know I will likely need to contact my original solicitor but this situation does not fill with confidence so any information and advice would be of great benefit to me before I contact them.
Also, the freehold started in 1936 for 99 years. What would happen in 2035 once the leasehold ends?
Thank you in advance.
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Comments
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Do the freehold title and the leasehold title refer to the same physical boundaries?
Or do you own the freehold of the property and the leasehold of the access track?0 -
CSI_Yorkshire said:Do the freehold title and the leasehold title refer to the same physical boundaries?
Or do you own the freehold of the property and the leasehold of the access track?0 -
What does the lease state in the second section, which defines the property the lease covers?0
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ESOTP said:Hello all.
I would be grateful for any advice.
Also, the freehold started in 1936 for 99 years. What would happen in 2035 once the leasehold ends?
Thank you in advance.I think you are a bit confused - a freehold won't have a term. I suspect your have a lease of 99 years for the access.When it ends you no longer have that access - unless you negotiate a new lease.0 -
ESOTP said:
I obtained a mortgage for a property in 2013 and was told by the conveyancing solicitor that it was freehold. She later mentioned on completion that there was a £10 per year charge to the council as there is an access track to the rear of the property. I feel naive but I was most definitely assured that the property was fully freehold.0 -
NameUnavailable said:ESOTP said:Hello all.
I would be grateful for any advice.
Also, the freehold started in 1936 for 99 years. What would happen in 2035 once the leasehold ends?
Thank you in advance.I think you are a bit confused - a freehold won't have a term. I suspect your have a lease of 99 years for the access.When it ends you no longer have that access - unless you negotiate a new lease.0 -
Jonboy_1984 said:What does the lease state in the second section, which defines the property the lease covers?0
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user1977 said:ESOTP said:
I obtained a mortgage for a property in 2013 and was told by the conveyancing solicitor that it was freehold. She later mentioned on completion that there was a £10 per year charge to the council as there is an access track to the rear of the property. I feel naive but I was most definitely assured that the property was fully freehold.0 -
Land_Registry Organisation Representatives - Private Messages may not be monitored Posts: 5,636Do you want to DM us the title numbers you have and we can try to explain what you have?“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to [email protected] This does NOT imply any form of approval of my company or its products by MSE"5 -
ESOTP said:Hello all.
I would be grateful for any advice.
I obtained a mortgage for a property in 2013 and was told by the conveyancing solicitor that it was freehold. She later mentioned on completion that there was a £10 per year charge to the council as there is an access track to the rear of the property. I feel naive but I was most definitely assured that the property was fully freehold. - did you not query this when buying the property?
I have checked land registry and it stipulates that the property is both freehold and leasehold. It names me as owning the freehold in one title deed. Another title deed references the £10 per year lease to the council. - could this be an estate rent charge rather than a leasehold?
I am unsure as to how this could be the situation if I am the freeholder. I know I will likely need to contact my original solicitor but this situation does not fill with confidence so any information and advice would be of great benefit to me before I contact them.
Also, the freehold started in 1936 for 99 years. What would happen in 2035 once the leasehold ends? - I assume you mean leasehold was 99 years, not freehold
Thank you in advance.
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