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How do I depisit my sons cheque

My son (23) left to travel Australia and shut his bank account down. He’s now received a hmrc tax rebate in cheque form and I don’t know how or where to deposit it for him, it’s for nearly £1k so we don’t want to lose it. 

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  • Emmia
    Emmia Posts: 3,928 Forumite
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    Bsmart42 said:
    My son (23) left to travel Australia and shut his bank account down. He’s now received a hmrc tax rebate in cheque form and I don’t know how or where to deposit it for him, it’s for nearly £1k so we don’t want to lose it. 

    Why did he shut his account if he's gone travelling? Has he relocated to Australia? Does he have a new account?
  • born_again
    born_again Posts: 16,533 Forumite
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    Assuming it is in his name, then it needs to go into a account with his name. If he has a bank acc in Australia he could ask them if they will take it.
    Other option is for him to call them & see if they will make a payment direct to his account.
    Life in the slow lane
  • Emmia said:
    Bsmart42 said:
    My son (23) left to travel Australia and shut his bank account down. He’s now received a hmrc tax rebate in cheque form and I don’t know how or where to deposit it for him, it’s for nearly £1k so we don’t want to lose it. 

    Why did he shut his account if he's gone travelling? Has he relocated to Australia? Does he have a new account?
    He was going there to live, so he cancelled most of his stuff here. He has a wise account but you can’t pay cash or cheques into that. He hasn’t got an Australian bank account as he doesn’t need one as the wise account does what he needs at present - well apart from pay into 🙄
  • Assuming it is in his name, then it needs to go into a account with his name. If he has a bank acc in Australia he could ask them if they will take it.
    Other option is for him to call them & see if they will make a payment direct to his account.
    Yeah, the cheque is in his name. No bank acc in Oz, just a wise account but cannot pay cash or cheques into that. I will have to try and get him to call uk he’s not keen on doing that due to the cost on his mobile! I think in the grand scheme of money a call cost will be worth it! 
    Thanks 😊 
  • mummytummy
    mummytummy Posts: 943 Forumite
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    edited 14 July 2023 at 4:31PM

    Yeah, the cheque is in his name. No bank acc in Oz, just a wise account but cannot pay cash or cheques into that. I will have to try and get him to call uk he’s not keen on doing that due to the cost on his mobile! I think in the grand scheme of money a call cost will be worth it! 
    Thanks 😊 
    I live in Australia and if he gets a Vodafone SIM card there are various pay as you go options that also include calls to several countries UK being one of them.  My current plan is $30 a month which gives me 1000 international minutes and 50 international texts.  The only time I used all my minutes was when a family member was ill.
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  • savergrant
    savergrant Posts: 1,210 Forumite
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    Links to online service here;
    https://www.gov.uk/tax-overpayments-and-underpayments/if-youre-due-a-refund

    However as the cheque has been issued it may be more of a headache.

    Would it be a possibility to apply for a joint account for you and him?
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