We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Vanquis Credit Card - Direct Debit

2»

Comments

  • dranzer01
    dranzer01 Posts: 427 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Low and behold and miraculously , the credit was made available on the date the person advised me on last week (they said around 27/28th July), but when I was calling them everyday to see if there were any variances in what the advisors were telling me, the advisors kept saying 'it would be available tomorrow'. That tomorrow would come by and it was still not showing available.

    On the 26th when I called up (the final call) a woman, I believe took a deep dive and then came back to me and said 'because it was overdrawn a lot and the payment received was quite large, we have to wait for it to clear'. 

    She then said 'Ive been advised that they said it will be available tomorrow (27th July)'... To which it was when I checked it randomly at around 4am on 27th July

    A whole 14/15 days later....

    Utter, utter ridiculous 

    I actually want compensation on this, because this was very stressful for me having to completely juggle things around and ask people, since as my large transfer which was paid by direct debit was just in 'limbo' mode and I couldnt spend it on my credit card.

    I have filed complaint with them over the phone and I also did a resolver complaint - Either way they said they will be 'looking into it'. 

    Cannot wait for the fobbing off and excuses they will be giving me.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.