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What Joint Account for easy access savings are their
d2too
Posts: 2 Newbie
Hi, I'm looking at moving my savings from First Direct as their % is embarrassing to a Joint easy access savings account but every time I go searching I'm finding a majority are not for joint holders. I tried to open one at the Post office but what a nightmare that was so gave up.
Can anyone recommend an online bank that will accept a joint application with a good return, easy access and monthly interest?
Can anyone recommend an online bank that will accept a joint application with a good return, easy access and monthly interest?
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Comments
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Best Easy Access Savings Accounts (moneyfactscompare.co.uk) reveals 74 products paying up to 4.35% with monthly interest. If you use the filter on 'Full Search' you can specify joint accounts.
Edit - for ease I would favour Marcus at 4%.#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3661 -
The Post office is a nightmare for savings accounts full stop. So you picked a bad example !1
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I had a Shawbrook Joint savings account, rates good but access is not...1
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Tesco offer joint accountsMortgage free
Vocational freedom has arrived1 -
I find Cynergy very good
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Not banks, but building societies.Leeds BS currently 4.2%Yorkshire BS currently 4.25%others available also.Always read the full T&Cs of course.1
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RCI Freedom Savings is 4.2% and can be joint
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Ford money is very good. We have a joint account there0
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We get 3.7% with Monzo, not the best but we like the app features and I use as my primary bank account too.
Also have a burner account that I move around for switching bonuses
Mortgage Start - £188,714 | Current Mortgage - £184,118 | Overpayments Made - £8250 -
Why a joint account ?.
We keep saving separate for several reasons as well a bank accounts.
One reason is the boss had bad credit until we got together and I helped her turn it around.
Linked accounts will hurt both credit scores if something goes wrong.
Two, tax reasons, I’m on a low income and can get 14k in interest tax free.
She can only get 1k.
Worth thinking about.0
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