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What Joint Account for easy access savings are their

Hi, I'm looking at moving my savings from First Direct as their % is embarrassing to a Joint easy access savings account but every time I go searching I'm finding a majority are not for joint holders. I tried to open one at the Post office but what a nightmare that was so gave up.
Can anyone recommend an online bank that will accept a joint application with a good return, easy access and monthly interest?
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Comments

  • JGB1955
    JGB1955 Posts: 3,833 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 11 July 2023 at 9:20AM
    Best Easy Access Savings Accounts (moneyfactscompare.co.uk) reveals 74 products paying up to 4.35% with monthly interest.  If you use the filter on 'Full Search' you can specify joint accounts.

    Edit - for ease I would favour Marcus at 4%.
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • Albermarle
    Albermarle Posts: 27,543 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    The Post office is a nightmare for savings accounts full stop. So you picked a bad example !
  • jaceyboy
    jaceyboy Posts: 245 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    I had a Shawbrook Joint savings account, rates good but access is not...
  • sheslookinhot
    sheslookinhot Posts: 2,230 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Tesco offer joint accounts
    Mortgage free
    Vocational freedom has arrived
  • Aidanmc
    Aidanmc Posts: 1,279 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I find Cynergy very good
  • t33
    t33 Posts: 170 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 11 July 2023 at 11:54AM
    Not banks, but building societies.
    Leeds BS currently 4.2%
    Yorkshire BS currently 4.25%

    others available also.

    Always read the full T&Cs of course.
  • LHW99
    LHW99 Posts: 5,175 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    RCI Freedom Savings is 4.2% and can be joint
  • Rich1976
    Rich1976 Posts: 692 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Ford money is very good. We have a joint account there 
  • Owen1991
    Owen1991 Posts: 77 Forumite
    Eighth Anniversary 10 Posts
    We get 3.7% with Monzo, not the best but we like the app features and I use as my primary bank account too.

    Also have a burner account that I move around for switching bonuses  :)
    Mortgage Start - £188,714 | Overpayments Made - £0
  • Bigwheels1111
    Bigwheels1111 Posts: 3,030 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Why a joint account ?.
    We keep saving separate for several reasons as well a bank accounts.
    One reason is the boss had bad credit until we got together and I helped her turn it around.
    Linked accounts will hurt both credit scores if something goes wrong.
    Two, tax reasons, I’m on a low income and can get 14k in interest tax free.
    She can only get 1k.
    Worth thinking about.
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