What Joint Account for easy access savings are their

d2too Forumite Posts: 2
First Post First Anniversary
Hi, I'm looking at moving my savings from First Direct as their % is embarrassing to a Joint easy access savings account but every time I go searching I'm finding a majority are not for joint holders. I tried to open one at the Post office but what a nightmare that was so gave up.
Can anyone recommend an online bank that will accept a joint application with a good return, easy access and monthly interest?


  • JGB1955
    JGB1955 Forumite Posts: 3,324
    1,000 Posts Fourth Anniversary Name Dropper
    edited 11 July at 9:20AM
    Best Easy Access Savings Accounts (moneyfactscompare.co.uk) reveals 74 products paying up to 4.35% with monthly interest.  If you use the filter on 'Full Search' you can specify joint accounts.

    Edit - for ease I would favour Marcus at 4%.
    #2 Saving for Christmas 2023 - £1 a day challenge DONE and DUSTED! £1460£1460
  • Albermarle
    Albermarle Forumite Posts: 18,741
    10,000 Posts Fifth Anniversary Name Dropper
    The Post office is a nightmare for savings accounts full stop. So you picked a bad example !
  • jaceyboy
    jaceyboy Forumite Posts: 193
    100 Posts Name Dropper Photogenic
    I had a Shawbrook Joint savings account, rates good but access is not...
  • sheslookinhot
    sheslookinhot Forumite Posts: 1,861
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Tesco offer joint accounts
    Mortgage free
    Vocational freedom has arrived
  • Aidanmc
    Aidanmc Forumite Posts: 620
    Sixth Anniversary 500 Posts Name Dropper
    I find Cynergy very good
  • t33
    t33 Forumite Posts: 150
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 11 July at 11:54AM
    Not banks, but building societies.
    Leeds BS currently 4.2%
    Yorkshire BS currently 4.25%

    others available also.

    Always read the full T&Cs of course.
  • LHW99
    LHW99 Forumite Posts: 3,723
    Part of the Furniture 1,000 Posts Name Dropper
    RCI Freedom Savings is 4.2% and can be joint
  • Rich1976
    Rich1976 Forumite Posts: 429
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Ford money is very good. We have a joint account there 
  • Owen1991
    Owen1991 Forumite Posts: 66
    Sixth Anniversary 10 Posts
    We get 3.7% with Monzo, not the best but we like the app features and I use as my primary bank account too.

    Also have a burner account that I move around for switching bonuses  :)
    2021 - £11250 Saved || 2020 - £4750 Saved || 2019 - £4000 Saved || 2018 - £9000 Saved
  • Bigwheels1111
    Bigwheels1111 Forumite Posts: 1,833
    1,000 Posts First Anniversary Name Dropper
    Why a joint account ?.
    We keep saving separate for several reasons as well a bank accounts.
    One reason is the boss had bad credit until we got together and I helped her turn it around.
    Linked accounts will hurt both credit scores if something goes wrong.
    Two, tax reasons, I’m on a low income and can get 14k in interest tax free.
    She can only get 1k.
    Worth thinking about.
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