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Getting out of being a guarantor

My daughter has stopped paying her rent and has texted me that she expects her rent to be paid or that the estate agent will take me to court so I have been paying her rent for months but I am no longer able to do so.
I signed the guarantor slip years ago. Surely it cannot just stay valid forever?
Can I get out of being a guarantor or am I meant to pay her rent all my life?
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Comments

  • elsien
    elsien Posts: 35,509 Forumite
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    edited 10 July 2023 at 9:48PM
    Have you checked the tenancy agreement to see if it says anything about ending the guarantor status?

    What is the reason that your daughter has stopped paying her rent?  
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • fatbelly
    fatbelly Posts: 22,560 Forumite
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    I don't think you should be paying her rent if you do not want to or are not able to

    Is there a good reason why she is not paying and/or not claiming benefits for her housing costs?
  • Uriziel
    Uriziel Posts: 72 Forumite
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    elsien said:
    Have you checked the tenancy agreement to see if it says anything about ending the guarantor status?

    What is the reason that your daughter has stopped paying her rent?  
    She finished her degree and is now just staying in the flat not doing anything and as she no longer gets any further studentfinance loans and also does not want to work she does not have the income to pay rent.
  • silvercar
    silvercar Posts: 49,153 Ambassador
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    Was the contract ever ended and a new one signed? Otherwise I think you continue being a guarantor as long as she remains a tenant. Otherwise a landlord would lose the guarantor after the fixed term leaving him without the security he/she required,
    I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Flugelhorn
    Flugelhorn Posts: 7,137 Forumite
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    she needs to find somewhere else to live that she can afford
  • Uriziel
    Uriziel Posts: 72 Forumite
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    fatbelly said:
    I don't think you should be paying her rent if you do not want to or are not able to

    Is there a good reason why she is not paying and/or not claiming benefits for her housing costs?
    It's not about whether I should or should not. I signed the guarantor slip so I have to legally pay her rent if she does not but that was years ago. The question is whether I can legally get out of this. Surely a signature does not mean you are a guarantor for all eternity? Does it not expire? She has been at the property for 4 years.
  • elsien
    elsien Posts: 35,509 Forumite
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    I refer you back to my previous question about the tenancy agreement.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Uriziel
    Uriziel Posts: 72 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    elsien said:
    I refer you back to my previous question about the tenancy agreement.
    I don't have the tenancy agreement
  • elsien
    elsien Posts: 35,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Then you need to get a copy. Do you not have the information about the landlord and contact details from when you first sign to be guarantor?
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • silvercar
    silvercar Posts: 49,153 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Uriziel said:
    elsien said:
    I refer you back to my previous question about the tenancy agreement.
    I don't have the tenancy agreement
    If you were never given the tenancy agreement, did you sign that you had seen it? If not, you may have a get out. Also, the guarantee wording should say it is executed as a deed. It may be worth getting a solicitor to look over the wording of the guarantee to see if it is valid.
    I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
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