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Getting out of being a guarantor
Uriziel
Posts: 288 Forumite
My daughter has stopped paying her rent and has texted me that she expects her rent to be paid or that the estate agent will take me to court so I have been paying her rent for months but I am no longer able to do so.
I signed the guarantor slip years ago. Surely it cannot just stay valid forever?
Can I get out of being a guarantor or am I meant to pay her rent all my life?
I signed the guarantor slip years ago. Surely it cannot just stay valid forever?
Can I get out of being a guarantor or am I meant to pay her rent all my life?
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Comments
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Have you checked the tenancy agreement to see if it says anything about ending the guarantor status?
What is the reason that your daughter has stopped paying her rent?All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.1 -
I don't think you should be paying her rent if you do not want to or are not able to
Is there a good reason why she is not paying and/or not claiming benefits for her housing costs?0 -
She finished her degree and is now just staying in the flat not doing anything and as she no longer gets any further studentfinance loans and also does not want to work she does not have the income to pay rent.elsien said:Have you checked the tenancy agreement to see if it says anything about ending the guarantor status?
What is the reason that your daughter has stopped paying her rent?0 -
Was the contract ever ended and a new one signed? Otherwise I think you continue being a guarantor as long as she remains a tenant. Otherwise a landlord would lose the guarantor after the fixed term leaving him without the security he/she required,I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.2
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she needs to find somewhere else to live that she can afford1
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It's not about whether I should or should not. I signed the guarantor slip so I have to legally pay her rent if she does not but that was years ago. The question is whether I can legally get out of this. Surely a signature does not mean you are a guarantor for all eternity? Does it not expire? She has been at the property for 4 years.fatbelly said:I don't think you should be paying her rent if you do not want to or are not able to
Is there a good reason why she is not paying and/or not claiming benefits for her housing costs?2 -
I refer you back to my previous question about the tenancy agreement.All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0 -
Then you need to get a copy. Do you not have the information about the landlord and contact details from when you first sign to be guarantor?All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.1 -
If you were never given the tenancy agreement, did you sign that you had seen it? If not, you may have a get out. Also, the guarantee wording should say it is executed as a deed. It may be worth getting a solicitor to look over the wording of the guarantee to see if it is valid.Uriziel said:
I don't have the tenancy agreementelsien said:I refer you back to my previous question about the tenancy agreement.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1
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