We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that some users are experiencing technical issues when trying to view threads. Our tech team is working to resolve the problem as quickly as possible. Thank you for your patience.

Switching from Newly Created Chase Account to First Direct

Has anyone switched from Chase since they joined CASS.

I'm looking to join First Direct to take advantage of their switching bonus but only created my Chase account a few days and wondered if there is a certain time frame until I can switch?

Comments

  • boingy
    boingy Posts: 1,507 Forumite
    First Anniversary 1,000 Posts Name Dropper
    Unless there is some delay with the CASS registration bubbling through the system you can start a switch just as soon as you know the Chase debit card number. Some apps will show you the card number but you usually need to wait for the card to arrive in the post.

    Remember Chase don't let anyone go back to them after they switch.
  • Remember, Chase don't give you the physical debit card number either.

    Only visible one is in app.

    Debit card is numberless.
  • boingy said:
    Unless there is some delay with the CASS registration bubbling through the system you can start a switch just as soon as you know the Chase debit card number. Some apps will show you the card number but you usually need to wait for the card to arrive in the post.

    Remember Chase don't let anyone go back to them after they switch.
    I thought after 12 months one can go back to chase?
  • Catplan
    Catplan Posts: 394 Forumite
    Fifth Anniversary Name Dropper 100 Posts
    Why not open a 2nd account with chase in the app for switching? You can then keep the Chase account, get cashback or just hold on to it should they ever offer a competitive savings account.
  • boingy said:
    Unless there is some delay with the CASS registration bubbling through the system you can start a switch just as soon as you know the Chase debit card number. Some apps will show you the card number but you usually need to wait for the card to arrive in the post.

    Remember Chase don't let anyone go back to them after they switch.
    I thought after 12 months one can go back to chase?
    That's not the word coming out of Chase at the moment. It's leave and you can't go back (for now).
  • Lions_89
    Lions_89 Posts: 151 Forumite
    100 Posts
    I understand at the moment their system does not allow an old account to be reopened. 
  • born_again
    born_again Posts: 16,144 Forumite
    Fifth Anniversary 10,000 Posts Name Dropper
    Lions_89 said:
    I understand at the moment their system does not allow an old account to be reopened. 
    No banks will allow you to reopen old account after a switch.
    They may let you open a new one.
    Life in the slow lane
  • Lions_89
    Lions_89 Posts: 151 Forumite
    100 Posts
    Lions_89 said:
    I understand at the moment their system does not allow an old account to be reopened. 
    No banks will allow you to reopen old account after a switch.
    They may let you open a new one.
    Sorry you misunderstand me I was not clear enough, their system does not allow another account to be created. So once your account is closed down, they cannot create another one. That is why once you leave Chase you cannot go back. It is a current system limitation. 
Meet your Ambassadors

Categories

  • All Categories
  • 345.7K Banking & Borrowing
  • 251K Reduce Debt & Boost Income
  • 450.9K Spending & Discounts
  • 237.7K Work, Benefits & Business
  • 612.4K Mortgages, Homes & Bills
  • 174.3K Life & Family
  • 250.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.