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JC INTERNATIONAL ACQUISITION LLC

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  • Nasqueron
    Nasqueron Posts: 10,796 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 January 2024 at 2:57PM
    1st insurance would have issued a default yes, however, when they sold the debt to another company, they mark the initial debt as settled and the new firm registers a new default (it must be backdated to the point of the original default). The company who bought your debt are the ones to talk to now, 1st insurance having sold the debt will not deal with it any more

    Post or email depends on business preferences and what you chose when you used them - they can send some things by email though notice of late payment, then default, would normally be by post

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • A sky account is deemed to be a service agreement.

    As you are not getting any joy from anyone at present, my next step would be to contact the ICO and see if they can get the incorrect data removed.
    I was unaware that the ICO could help, can they actually do anything about removing this default from my credit file?
  • penners324
    penners324 Posts: 3,517 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Raise complaints to the Information Commission Office
  • Hi - resurrecting this thread as it seems most relevant and I hope someone can help

    A friend of mine has recently discovered a CCJ lodged by JC International and looking into it, there appears to be a case that the contract was agreed by someone posing as my friend - effectively identity theft. I'm helping my friend challenge this and looked into the "N244" form to get the CCJ set aside.  However, it's not clear if I can fill this in and send it off on behalf of my friend. The last options on the form are "Applicant", "Litigation Friend" or "Legal respresentative" and I can't tick any of those boxes. 

    Any advice?
  • sourcrates
    sourcrates Posts: 31,670 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi - resurrecting this thread as it seems most relevant and I hope someone can help

    A friend of mine has recently discovered a CCJ lodged by JC International and looking into it, there appears to be a case that the contract was agreed by someone posing as my friend - effectively identity theft. I'm helping my friend challenge this and looked into the "N244" form to get the CCJ set aside.  However, it's not clear if I can fill this in and send it off on behalf of my friend. The last options on the form are "Applicant", "Litigation Friend" or "Legal respresentative" and I can't tick any of those boxes. 

    Any advice?
    Any reason they can`t do it themselves?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Any reason they can`t do it themselves? English isn't their first language and they have disabilities.
  • sourcrates
    sourcrates Posts: 31,670 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Then fill it in for them and get them to sign off on it.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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