Zopa Interest rise vs Chip

Zerforax

ToastLady said:

Qyburn said:

MrFrugalFever said:

I like Zopa so I still use it for little pots of stuff like Christmas and days out but the big stuff…. I rate chase.

Am I missing something? From a pure savings point of view, Chase's rat's doesn't look that great.

From a savings point, there are better than Chase for sure. I just find it convenient to put monthly spend into Chase savings, and move to current account as and when I need it. Saves faffing about between different banks and it's truly instant. I'm never going to get rich on what I have in Chase. 

Yes we do the same. Main savings with other banks but the monthly spend goes into Chase with the bulk in the Chase savings account then can top up the spending account through the month to earn the 1% cashback.

Too much faff to try and transfer from other banks otherwise since I'm not organised enough to remember!