We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Freeholder/Registered Owner/Landlord/Lessor

I am a Leaseholder.

In the Freehold Title Register, the Registered Owner is shown as "COMPANY 1".
In the Notice of Rent, the Landlord is shown as "COMPANY 2".
In the Lease, the Lessor is shown as "COMPANY 3".

I assumed they would be the same.  Does that make sense?
«1

Comments

  • user1977
    user1977 Posts: 19,500 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    The lessor in the lease is whoever originally granted the lease - not necessarily the current freeholder.

    There's definitely only one layer of leases involved rather than a lease and then a sublease? Company 1 and Company 2 are different companies, rather than the same company with different names? The title register is up to date and there aren't pending applications for registration?
  • stardust23
    stardust23 Posts: 74 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    1) I am the only Leaseholder.
    2) Company 1 and Company 2 are different companies.
    3) I downloaded the Freeholder Title Register yesterday.

    It was always said (e.g. by LEASE and others) that Ground Rent, Insurance etc. are paid to the Landlord (who was always the Freeholder), so who am I now responsible to for making those payments and/or going to First Tier Tribunal, if I needed?
  • user1977
    user1977 Posts: 19,500 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    Might help if you showed us what it is you're looking at.
  • eddddy
    eddddy Posts: 18,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 15 June 2023 at 10:39AM

    ... Landlord (who was always the Freeholder)

    Usually, but not always!

    There might be an intermediate lease (also known as a headlease). So the ownership structure could be like this...  (From your previous post it sounds like your leasehold property is a flat)

    • 1) A freeholder owns the freehold of your building (or owns the freehold of a group of buildings)
    • 2) An Intermediate leaseholder who owns a headlease (often a subset of what the freeholder owns - e.g. just one building)
    • 3) You - the leaseholder of just one flat (a.k.a a sub-leaseholder)

    In that case,
    • You are at level 3
    • Your landlord is the person/company at level 2
    • The freeholder is the person/company at level 1

    What has made you query this? Has something changed? Are you getting ground rent demands from a different company than previously?

    You could ask the management company to clarify the situation.



  • eddddy
    eddddy Posts: 18,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

     Just another thought...

    It was always said (e.g. by LEASE and others) that Ground Rent, Insurance etc. are paid to the Landlord ...

    How many parties are mentioned on your lease - 2 or 3?

    A lease with 3 parties (a.k.a a tripartite lease) might be between lessor, lessee and management company.

    In that case...
    • Ground Rent normally goes to your landlord (the lessor)
    • Insurance payments might go to your landlord or the management company
    • Service Charges normally go to the management company

    Remembering that your landlord might or might not be the freeholder. And the management company might collect Ground Rent and/or insurance payments on behalf of your landlord.


    (And just a random question - is there a Housing Association involved?)

  • stardust23
    stardust23 Posts: 74 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    No, it is not a H.A.

    It is a private building of 13 flats. The 13 flats have one Freehold Owner, as per the one Title Register of the 13 flats.

    How does a Freehold Owner make a company(or anyone) a landlord? Just saying (or writing) that they are?
  • eddddy
    eddddy Posts: 18,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 15 June 2023 at 7:10PM


    How does a Freehold Owner make a company(or anyone) a landlord? Just saying (or writing) that they are?

    No... they would do it by transferring ownership.

    For example, if company A owns the freehold and they are your landlord - they can transfer ownership (e.g. sell)  the freehold to company B. Then Company B is your landlord.

    (Assuming no intermediate leases.)



    The 13 flats have one Freehold Owner, as per the one Title Register of the 13 flats.

    FWIW, that alone isn't conclusive evidence that there is no intermediate lease. The intermediate lease might not be registered with LR.

    For conclusive evidence, you need to cross reference title numbers in the title register. Look for a line saying something like "Lessor's title registered under nnnnnn". 


  • stardust23
    stardust23 Posts: 74 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 15 June 2023 at 8:07PM
    1) Would the ownership transfer be available public?

    2) The Title Register document says ...

    "Title register for:
    52A to 76A XXXXXXXX (Freehold)
    Title number: NGL33zzzz

    Registered owners [COMPANY 1]

    B: Proprietorship Register
    This register specifies the class of title and identifies the owner. It contains any entries that affect the right of disposal.
    Class of Title: Title absolute"

    3) The Lease states ...

    "The Lessor [COMPANY 2] is registered at H.M. Land Registry as proprietor with absolute title of the freehold property known as numbers 52a to 76a ... under title number NGL33zzzz"
  • eddddy
    eddddy Posts: 18,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    3) The Lease states ...

    "The Lessor [COMPANY 2] is registered at H.M. Land Registry as proprietor with absolute title of the freehold property known as numbers 52a to 76a ... under title number NGL33zzzz"

    Your lease is a historic document. It tells you who the lessor/freeholder was on the day that the lease was first granted. That might be decades ago.

    The freehold could have been sold many times since that day. Each time it's sold there would be a new lessor/freeholder. (But your lease document doesn't get changed.)



    But the Title Register gets updated each time the property is sold (or transferred). Sometimes there's a backlog and it takes a while to be updated.

    However, if the freehold was being sold, you should have received a Section 5 notice before the sale and a Section 3 notice after the sale.

  • stardust23
    stardust23 Posts: 74 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Section 5 of which Act please?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.