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Jubilant June's NSD Challenge!
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It was going to be an NSD (my friend paid for lunch 😊) but then I found a new handbag to replace my daily use one that is shamefully scruffy, so no, not today 🤷♀️😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
JuneOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
June targets
beanielou 2/20
cathybird 4/15
craftingmad
Crazycatlady2 1/20
8hoovesarebetterthannone
GeorgianaCavendish 3/17
IndiJonesi 4/10
jammy dodger
KajiKita 1/15
leftatthetrafficlights
lianne1984 1/10
LittleMissDetermined 3/16
Makingabobor2 12
MrsCautious
mummyjane 1/10
Pauper1 1/15
QueenJess 2/17
Rupacomp 12
Saver-upper 1/15
short bird 1/18
Newcomers welcome
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Well done Pauper1 and IndiJonesi
Quiet day today!
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Today was NSD #1 for me, thank you cathybird.
I am going away for a couple of nights tomorrow. I can't tell if my friend and I will be hunkering down for the whole time, chewing the fat, with no need to spend, or if we will be going out for a couple of meals. So not sure if there will be any NSDs between now and Tuesday night, when I come back. It will be lovely to catch up, though.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.504 -
2 more for me please, yesterday and today.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714
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NSD #2 for yesterday please
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Not one yesterday but one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
NSD #3 today please
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Good evening, another NSD for me today, ta Indi x4
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Another NSD to declare from yesterday, but not one today. It’s not possible for me not to visit a secondhand bookshop as I walk past! To be fair, 4 kids books for £4 was a bargain…2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
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