Jubilant June's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during June. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.


Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
In April I am taking a break from buying: Books


  • beanielou
    beanielou Posts: 90,052 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Thanks as always @cathybird for the shiny new thread :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    First Post First Anniversary Name Dropper Photogenic
    Hi @cathybird, please may I join for June with a target of 10 NSD's?  Thanks, Indi x
  • lianne1984
    lianne1984 Posts: 303 Forumite
    First Post Name Dropper First Anniversary Combo Breaker
    Thank you @cathybird :)
    I'm going for 10 NSDs again for June please.

    Lots of luck everyone :) 
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    hi IndiJonesi image and welcome image I've added you to the list, best of luck with the challenge! image
    In April I am taking a break from buying: Books
  • Pauper1
    Pauper1 Posts: 387 Forumite
    First Post First Anniversary Combo Breaker
    Hello all! I used to do this challenge many many years ago but I am in need again, so I'm back! I'll aim for 15 NSDs in June. That's going to be quite a challenge for me but needs must 😎
    DMP start 1st May 2014 - £5,864.48 £39,349.41
    Original DFD from Stepchange 6th Sept 2039... :eek:
    Now aiming for end of 2021
  • QueenJess
    QueenJess Posts: 3,672 Forumite
    First Anniversary First Post Name Dropper
    Hiya. Spending is creeping back in, so can I go for 17 days in June please? Thanks 😊 

    Won’t be one today as have the day off with DS and have plans. Back tomorrow!
    2024 decluttering: 6,833 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 8/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • Makingabobor2
    Makingabobor2 Posts: 2,847 Forumite
    First Anniversary Photogenic First Post Name Dropper
    I'm in for June again, we are away for 11 nights this month, so might be harder to stop spending, even though its self catering. So think I'll just go for 12 this month. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
    Make £5 a day - Apr £36.30/£150            
    NSDs April 4/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up

  • Hello and welcome to June :) 
    It's one for me today please @cathybird

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2363.03 | EF £1000/£1000 | Sabbatical £900/£3000 | Holiday spends £430 | General Saver £2562.77
  • Claiming NSD #1 today please 
Meet your Ambassadors


  • All Categories
  • 342.9K Banking & Borrowing
  • 250K Reduce Debt & Boost Income
  • 449.6K Spending & Discounts
  • 235K Work, Benefits & Business
  • 607.6K Mortgages, Homes & Bills
  • 172.9K Life & Family
  • 247.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards