Might have been scammed over payment for van pump, can I get the money back?

born_again

textbook said:

Ok, lloyds can't refund money, they stated-  I didn't

check company or person was legitimate company by looking online for scam warnings (who does this?)

try a different payment method e.g. credit card  (who does this?)

ask the seller why they couldn't accept payment in alternative wy  (who asks this?)

seems like Lloyds just trying avoid paying it back.   I worry how many people have been done and these useless banks are not helping.  To add to this the 'fraud dept' had people who didn't understand what was going on when I explained my case.  Useless finally got a guy who did know what he was talking about though.  Basically if someone had lied and said they did above things, would they have paid?   Seems to me the vulnerable get scammed

Lloyds do not have a duty to pay you back. In effect you gave the person cash. Had you used a card you would have had chargeback rights.

If you want your money back, go to the company the guy works for & get them to take action on a dishonest employee, who you thought was doing the work via them.

Aylesbury_Duck

born_again said:

textbook said:

Ok, lloyds can't refund money, they stated-  I didn't

check company or person was legitimate company by looking online for scam warnings (who does this?)

try a different payment method e.g. credit card  (who does this?)

ask the seller why they couldn't accept payment in alternative wy  (who asks this?)

seems like Lloyds just trying avoid paying it back.   I worry how many people have been done and these useless banks are not helping.  To add to this the 'fraud dept' had people who didn't understand what was going on when I explained my case.  Useless finally got a guy who did know what he was talking about though.  Basically if someone had lied and said they did above things, would they have paid?   Seems to me the vulnerable get scammed

Lloyds do not have a duty to pay you back. In effect you gave the person cash. Had you used a card you would have had chargeback rights.

If you want your money back, go to the company the guy works for & get them to take action on a dishonest employee, who you thought was doing the work via them.

The trouble is, that bit's not true.  OP knew the guy was doing this on the side, using his employer's facilities, but without their knowledge or consent.

born_again

Aylesbury_Duck said:

born_again said:

textbook said:

Ok, lloyds can't refund money, they stated-  I didn't

check company or person was legitimate company by looking online for scam warnings (who does this?)

try a different payment method e.g. credit card  (who does this?)

ask the seller why they couldn't accept payment in alternative wy  (who asks this?)

seems like Lloyds just trying avoid paying it back.   I worry how many people have been done and these useless banks are not helping.  To add to this the 'fraud dept' had people who didn't understand what was going on when I explained my case.  Useless finally got a guy who did know what he was talking about though.  Basically if someone had lied and said they did above things, would they have paid?   Seems to me the vulnerable get scammed

Lloyds do not have a duty to pay you back. In effect you gave the person cash. Had you used a card you would have had chargeback rights.

If you want your money back, go to the company the guy works for & get them to take action on a dishonest employee, who you thought was doing the work via them.

The trouble is, that bit's not true.  OP knew the guy was doing this on the side, using his employer's facilities, but without their knowledge or consent.

I know, but a bit of leverage sometimes works.
End of the day, if the Op want's their money back. They will have to play the same game 😶‍🌫️