Solicitor Letters for UAE Debts

WillPS

MattMattMattUK said:

WillPS said:

I am not a lawyer - you need specialist advice.

AIUI personal debts from outside the UK/EU are not normally enforceable in UK courts - I did read a case on here a few years back where Amex (I think?) somehow transferred a debt successfully. 

Have you heard nothing about this debt since 2016? If yes, the debt should also be statute barred.

Of course there is nothing to stop a creditor chasing payment even if they acknowledge they have no means of enforcing repayment; the debt won't disappear.

Another bit of advice I remember reading is be very careful about travelling internationally if you have a debt overseas. Even if you don't travel to the country/economic area deliberately flights can be diverted, and unpaid debts can lead to imprisonment.

They will not be statute barred under UAE law, there debts are for life, if one cannot pay then one is jailed. That being said they will be unenforceable in the UK, but it would also mean that one cannot travel to any middle eastern countries again and potentially any country with extradition treaties with the UAE, which includes multiple EU countries. 

Edited my post to make this clearer, thank you for pointing out the ambiguity.

[Deleted User]

MattMattMattUK said:

WillPS said:

I am not a lawyer - you need specialist advice.

AIUI personal debts from outside the UK/EU are not normally enforceable in UK courts - I did read a case on here a few years back where Amex (I think?) somehow transferred a debt successfully. 

Have you heard nothing about this debt since 2016? If yes, the debt should also be statute barred.

Of course there is nothing to stop a creditor chasing payment even if they acknowledge they have no means of enforcing repayment; the debt won't disappear.

Another bit of advice I remember reading is be very careful about travelling internationally if you have a debt overseas. Even if you don't travel to the country/economic area deliberately flights can be diverted, and unpaid debts can lead to imprisonment.

They will not be statute barred under UAE law, there debts are for life, if one cannot pay then one is jailed. That being said they will be unenforceable in the UK, but it would also mean that one cannot travel to any middle eastern countries again and potentially any country with extradition treaties with the UAE, which includes multiple EU countries. 

Middle Eastern Countries aside - which may have arrangements with UAE. European Countries and most countries generally aren't going to routinely share information with the UAE nor are they going to entertain an extradition for what would be a minor civil matter locally. 

Given that they don't have your current home address, it suggests that the UAE creditors are fishing via an English solicitor and hoping that you'll reply. I personally wouldn't play their games.

4UNMe

[Deleted User] said:

MattMattMattUK said:

WillPS said:

I am not a lawyer - you need specialist advice.

AIUI personal debts from outside the UK/EU are not normally enforceable in UK courts - I did read a case on here a few years back where Amex (I think?) somehow transferred a debt successfully. 

Have you heard nothing about this debt since 2016? If yes, the debt should also be statute barred.

Of course there is nothing to stop a creditor chasing payment even if they acknowledge they have no means of enforcing repayment; the debt won't disappear.

Another bit of advice I remember reading is be very careful about travelling internationally if you have a debt overseas. Even if you don't travel to the country/economic area deliberately flights can be diverted, and unpaid debts can lead to imprisonment.

They will not be statute barred under UAE law, there debts are for life, if one cannot pay then one is jailed. That being said they will be unenforceable in the UK, but it would also mean that one cannot travel to any middle eastern countries again and potentially any country with extradition treaties with the UAE, which includes multiple EU countries. 

Middle Eastern Countries aside - which may have arrangements with UAE. European Countries and most countries generally aren't going to routinely share information with the UAE nor are they going to entertain an extradition for what would be a minor civil matter locally. 

Given that they don't have your current home address, it suggests that the UAE creditors are fishing via an English solicitor and hoping that you'll reply. I personally wouldn't play their games.

Thank you, FredTrump.

I don't have any assets or income which I can easily prove. I was trying all the way to get a job and make it clear but severe health issue that  Panic disorder, hyperlipidemia, and arrhythmia.

Only my concern is that they keep sending a letter to where my son lives.

I can only survive supported by my relative and family at the moment which also I can prove.

Once I can able to take a flight(causing panic disorder) I want to get back to UK and process bankruptcy for myself.

Regrets all the things what I did and what I lived for......

fatbelly

4UNMe said:

Lawyers are advised that I must reply their letter to prevent further actions taken.

Kindly advise me.

Thanks,

Actually the opposite may be true. They are just trying to scare you into making a payment, and then further letters will follow. 


As this is a UK solicitor writing to a UK address, I think my previous advice still applies.

4UNMe

Dear everyone,

Would you kindly recommend good debt advisors.

I tried with citizen advice but they don't know anything about it. They told me to contact the international debt advisor. 

Maybe free advisory bodies are not good on my case? If so, good bankruptcy advisor with reasonable fees, please let me know.

Thanks,

[Deleted User]

If your only concern is ongoing letters; your son can mark them as gone away and pop them back in a post box. They may stop if they're only fishing.

Fatbelly's approach is more direct but not sure a statute barred letter for England/Wales, Scotland or NI would be appropriate for a non-UK debt.