Previous owner using our address for banking, DVLA and setting up new accounts

NameUnavailable

If someone is trying to commit a fraud by using your address to apply for credit cards etc., and you open it and report them, then surely you've acted to their detriment and have therefore committed a crime!

Section62

NameUnavailable said:

If someone is trying to commit a fraud by using your address to apply for credit cards etc., and you open it and report them, then surely you've acted to their detriment and have therefore committed a crime!

"and without reasonable excuse"

Opening a letter because you suspect someone might be using your address to commit fraud is possibly as good a "reasonable excuse" as it gets.

silvercar

ThisIsWeird said:

Clearly there is more going on than a lazy former owner who failed to inform a change of address. "They have also recently set up a business account with a hotel chain using our address as the billing address" and some of the mail would suggest that this is an ongoing attempt at fraud.

Not sure it's beefy enough for the police to become involved, but have you contacted them to ask for advice, or just to let them know what is almost certainly going on? (Or is all 'fraud' reported on-line these days?)

Have you tried any DIY investigation to try and find them, using - say - the name of their new 'business'? Facebook? Any idea where they used to work when they lived in your house?

Or someone  has committed identity theft on the previous owner and is using your address, possibly thinking it will go undetected as you will forward, bin or ignore the previous owners mail, all the time giving the thieves more time.