We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Previous owner using our address for banking, DVLA and setting up new accounts
Comments
-
p00hsticks said:Deleted_User said:Postal Services Act 2000
Interfering with the mail general
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
(5)A person who commits an offence under subsection (1) or (3) shall be liable on summary conviction to a fine not exceeding level 5 on the standard scale or to imprisonment for a term not exceeding six months or to both.
Level 5 fine Unlimited for offences committed after 13 March 2015
" postal packet " means a letter, postcard, reply postcard, newspaper, printed packet, sample packet, or parcel, and every packet or article transmissible by post, and includes a telegram;
Would invading someone's privacy by opening their private mail be acting to their detriment?
There is absolutely no offence committed merely by opening mail addressed to your address (though obviously things like theft or fraud are still to be avoided!).1 -
elsien said:https://contact.dvla.gov.uk/email/You are overthinking it. Because bailiffs can’t force entry without a CCJ and any court paperwork would more than likely be coming to your address.
Neither bailiffs nor a HCEO force their way into a domestic premises.
0 -
p00hsticks said:Deleted_User said:Postal Services Act 2000
Interfering with the mail general
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
(5)A person who commits an offence under subsection (1) or (3) shall be liable on summary conviction to a fine not exceeding level 5 on the standard scale or to imprisonment for a term not exceeding six months or to both.
Level 5 fine Unlimited for offences committed after 13 March 2015
" postal packet " means a letter, postcard, reply postcard, newspaper, printed packet, sample packet, or parcel, and every packet or article transmissible by post, and includes a telegram;
Would invading someone's privacy by opening their private mail be acting to their detriment?
Arguably you cannot claim that opening a letter is not to the detriment of the intended recipient when there is a standard procedure to return it unopened, rendering any opening by you unnecessary.
0 -
user1977 said:p00hsticks said:Deleted_User said:Postal Services Act 2000
Interfering with the mail general
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
(5)A person who commits an offence under subsection (1) or (3) shall be liable on summary conviction to a fine not exceeding level 5 on the standard scale or to imprisonment for a term not exceeding six months or to both.
Level 5 fine Unlimited for offences committed after 13 March 2015
" postal packet " means a letter, postcard, reply postcard, newspaper, printed packet, sample packet, or parcel, and every packet or article transmissible by post, and includes a telegram;
Would invading someone's privacy by opening their private mail be acting to their detriment?
There is absolutely no offence committed merely by opening mail addressed to your address (though obviously things like theft or fraud are still to be avoided!).
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
Him is a person not a house.
And for delivery to the address. The section on tampering with mail in transit that uses address as the delivery has a proviso "unless the context otherwise requires". The intent of the law appears to be relevant. Is the intent not that the mail gets to who it is intended for not just where the house?
0 -
Deleted_User said:user1977 said:p00hsticks said:Deleted_User said:Postal Services Act 2000
Interfering with the mail general
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
(5)A person who commits an offence under subsection (1) or (3) shall be liable on summary conviction to a fine not exceeding level 5 on the standard scale or to imprisonment for a term not exceeding six months or to both.
Level 5 fine Unlimited for offences committed after 13 March 2015
" postal packet " means a letter, postcard, reply postcard, newspaper, printed packet, sample packet, or parcel, and every packet or article transmissible by post, and includes a telegram;
Would invading someone's privacy by opening their private mail be acting to their detriment?
There is absolutely no offence committed merely by opening mail addressed to your address (though obviously things like theft or fraud are still to be avoided!).
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
Him is a person not a house.
And for delivery to the address. The section on tampering with mail in transit that uses address as the delivery has a proviso "unless the context otherwise requires". The intent of the law appears to be relevant. Is the intent not that the mail gets to who it is intended for not just where the house?
Look at the interpretation section:
"s.125 (3) For the purposes of this Act—(a) a postal packet shall be taken to be in course of transmission by post from the time of its being delivered to any post office or post office letter box to the time of its being delivered to the addressee,
...
(c) the delivery of a postal packet—
(i) at the premises to which it is addressed...
...
shall be a delivery to the addressee."
5 -
This has happened at every house i've ever lived at, and is happening at my current house. I always cross of the name on the letter and repost with 'not know at this address' written on the envelop.
Some observations
- Banks, DVLA, council, and utilities generally respect this and stop writing
- Debt agencies will take no notice and will eventually send two heavies to your door demanding your ID before they go away.
The debt collectors will assume you are the debtor until they see your ID (even calling you by the debtor's name to get you to slip up!) and they'll try to gain 'peaceful entry' so make sure you close the door on their face before you go back inside to get your ID.
As an aside: I do find it extraordinary that someone can appear at your house, demand your ID, and try to get in when your back is turned. I have no sympathy with their excuse that their client is owned money, as their client should have been more diligent when they loaned the money in the first place.0 -
user1977 said:p00hsticks said:Deleted_User said:Postal Services Act 2000
Interfering with the mail general
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
(5)A person who commits an offence under subsection (1) or (3) shall be liable on summary conviction to a fine not exceeding level 5 on the standard scale or to imprisonment for a term not exceeding six months or to both.
Level 5 fine Unlimited for offences committed after 13 March 2015
" postal packet " means a letter, postcard, reply postcard, newspaper, printed packet, sample packet, or parcel, and every packet or article transmissible by post, and includes a telegram;
Would invading someone's privacy by opening their private mail be acting to their detriment?
There is absolutely no offence committed merely by opening mail addressed to your address (though obviously things like theft or fraud are still to be avoided!).0 -
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
So just to be extra safe get her to open the post.
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅1 -
Deleted_User said:user1977 said:p00hsticks said:Deleted_User said:Postal Services Act 2000
Interfering with the mail general
(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
(5)A person who commits an offence under subsection (1) or (3) shall be liable on summary conviction to a fine not exceeding level 5 on the standard scale or to imprisonment for a term not exceeding six months or to both.
Level 5 fine Unlimited for offences committed after 13 March 2015
" postal packet " means a letter, postcard, reply postcard, newspaper, printed packet, sample packet, or parcel, and every packet or article transmissible by post, and includes a telegram;
Would invading someone's privacy by opening their private mail be acting to their detriment?
There is absolutely no offence committed merely by opening mail addressed to your address (though obviously things like theft or fraud are still to be avoided!).
0 -
Happened for a while at my house. I ended up opening some of the more official looking letters, phoning the relevant company, quoting whatever reference number I found and letting them know that the previous resident had left. 99% stopped sending stuff and anything else now goes on the recycling.
So long as you're not using the stuff for personal gain you should be fine.Nothing is foolproof to a talented fool.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards