What % of salary do you put in your pension per month and why?

Swipe

I pay extra into my LGPS and then about 50% of my net salary into a SIPP

Cus

6% as that is the limit of the company match. Didn't do more as had LTA issues. Who knows now..

Novice_investor101

8% which is the maximum matched by my employer but they put in 14% to my 8%. They add something tiny like 0.05% for every 1% I increase it by. It is a sal sac scheme & they add 10% to bonus sacrifice so I always pay that into my pension. 

I currently pay into a stocks LISA. In 9.5 years when I hit 50, I’ll start sacrificing  that into my pension too. 

PParka

66% plus 8% from my employer.
Making the most of Salary Sacrifice until retirement in 5-ish years.  

NinjaSavingKat

Currently 5% and 3% from employer - increasing my contributions to 12% starting net week. I will see how I get on with that then look to raising it to 17% so full total will be 20%. I am 40 years old and way behind where I should be..

DT2001

My son, self employed, in early 20’s puts in about 15% of expected gross income p.m.
Why - instead of paying rent (he is saving for a house as well).
OH, self employed, 20-25% of expected net each month. 2 years ago managed 98.5% in lump sums and last year about 90% (funded partly by reducing emergency fund as closer to drawing DB and needing less to fund gap to SPA) 
Why - no pension payments in 40’s
Me, self employed, one annual payment of £3,600 gross as most income from DB pension.
Why - IHT 

Kaizen917

wow guys, ive only got around 50k in workplace pots and my family was gonna crucify me when they heard about it, as they are literally at the stance of seeing it as money wasted to either a future hyper-inflation or when WW3 hits.

Im 38, currently at around 30% contributions (18% employer, 12% SSac) but thats fairly recent, gradually stepped up at my current job from the more meagre 8% in the previous ones. Main reason for that is tax efficiency although the fact Im not in a rush to save for something bigger (e.g. car or property deposit) also has influence.

TimSynths

6% me 15% employer, which is their max so 21% overall. I'm 49 and doing fine, had a pension since I was 19.

kinger101

This year I'm putting in 5% and my employer 10%.  

Why?

Because I'm minimizing my contribution this year so I can maximize it the next.

Unfortunately, the government think I pay so may much tax, that at well as inviting me to pay even more (60%), they also think it's right that my child should lose their right to free nursery education.

I don't expect any violins, but I'll game the system as much as I can to make sure I have a fighting chance of not falling in the >100% marginal tax band next year.

kinger101

TheBanker said:

Albermarle said:

Exodi said:

Employee 10%, Employer 5% SalSac (though I'm in my 30s). I think my wife would kill me if I increased it further (though I'm always tempted as I pay higher rate tax).

You guys from this thread need to get me an interview at your companies - 20% employer contributions, 18.3% employer contributions, etc absolutely bananas!

Are these private companies? What sectors?

Sometimes when a ( usually large ) company previously had a DB scheme that was stopped, they would offer a relatively generous % for a new DC scheme, to sweeten the pill. No idea if this applied in the examples you highlighted, but it is one possibility. 

My company actually increased the employer contribution last year. It was part of a change to the benefits package as we were having trouble filing vacancies. I think they realised that 'access to a website giving discounts at a range of retailers' wasn't cutting it!

I really like the employers based in the middle of nowhere that are generous enough to offer free parking as a benefit.