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How can a supplier accept a credit card payment over the phone or remotely?

itm2
itm2 Posts: 1,422 Forumite
Part of the Furniture 1,000 Posts Name Dropper Hung up my suit!
I want to pay a deposit to a bedroom furniture supplier using a credit card. They've said that they're happy with this, but have no idea how to do it, and have asked me to ask my credit card company for advice.
Does anyone know of the most cost-effective way for a small business to accept a credit card payment remotely?
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Comments

  • user1977
    user1977 Posts: 17,552 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Sounds odd. Do they mean they aren't set up to accept credit card payments at all?
  • DullGreyGuy
    DullGreyGuy Posts: 17,850 Forumite
    10,000 Posts Second Anniversary Name Dropper
    PayPal/Zettle invoice... they send you a link by email or text and you click on it to pay it. They will need a company account with either (Zettle are owned by PayPal).

    Do they generally accept cards? If so its a question to their card payment processor on how they can do a "cardholder not present" transaction
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They must be trading on a very small scale if they're not already set up to take card payments for a business like furniture selling?
    No free lunch, and no free laptop ;)
  • itm2
    itm2 Posts: 1,422 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Hung up my suit!
    They're a bespoke/carpentry small company - possibly a sole trader. 
  • TELLIT01
    TELLIT01 Posts: 17,866 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    PayPal/Zettle invoice... they send you a link by email or text and you click on it to pay it. They will need a company account with either (Zettle are owned by PayPal).

    Do they generally accept cards? If so its a question to their card payment processor on how they can do a "cardholder not present" transaction

    If you use a credit card via PayPay/Zettle will you still have the same Section 75 protection?
  • itm2
    itm2 Posts: 1,422 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Hung up my suit!
    TELLIT01 said:
    PayPal/Zettle invoice... they send you a link by email or text and you click on it to pay it. They will need a company account with either (Zettle are owned by PayPal).

    Do they generally accept cards? If so its a question to their card payment processor on how they can do a "cardholder not present" transaction

    If you use a credit card via PayPay/Zettle will you still have the same Section 75 protection?
    Yes that was why I wanted to part-pay using a credit card.
  • born_again
    born_again Posts: 19,961 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Maybe they do not want to pay the charges for taking card payments. So will only take payments via bank transfer.
    Life in the slow lane
  • strawb_shortcake
    strawb_shortcake Posts: 3,401 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I'm not sure why but when my Mum recently paid over the phone for furniture with her credit card it charged her £8 for a cash transaction 
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • sheramber
    sheramber Posts: 22,041 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    What is his normal method of getting payments?
  • itm2
    itm2 Posts: 1,422 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Hung up my suit!
    sheramber said:
    What is his normal method of getting payments?
    Bank transfers
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