Car Tax (VED) and surcharges what a scam?

Graydog7

Krakkkers said:

Aren't the vauxhall vectras underneath?

I Think my old 9-3 tid was, I had it for 9 years, The 9-5 seems a bit more unique, I've only had it a week and haven't fixed anything yet. 

tifo

Abbafan1972 said:

We have a Mercedes GLC and the tax for that is just over £500 a year. We pay £45.50 a month by DD. Ours is something to do with the value of car and this high tax is only for the 1st 5 years of the cars life. We didn’t know this until we’d already chosen the car. 

If a car is over £40,000 when new sold by dealer.

tifo

Car_54 said:

If you pay for six months, you are effectively ‘borrowing’ £67 (the difference between the 12 and 6-month rates) for six months, which DVLA has to finance. If you pay monthly, the amount outstanding (and hence the finance cost) reduces every month. That is reflected in the lower surcharge.

No, if you tax for 6 months you don't borrow for the next 6 months, it only lasts for 6 months.

tifo

Graydog7 said:

I have recently changed cars from a Saloon to an Estate to carry a wheelchair and I hurriedly set up my car tax from my phone at the sellers home. I was initially very surprised at how high it was having changed from a diesel SAAB to  petrol one so just opted for 6 months costing £371 that’s £742 for the year. Later when I got home I checked the rates again and found that although it was still high a years tax would have been £675. It turns out that there is a 10% surcharge for paying 6 monthly yet only 5% for a monthly Direct Debit. 

How is it fair or reasonable to charge an additional 10% surcharge on a service you pay in advance for? It’s not like buying a sofa on credit where you take possession of it immediately, and how is the surcharge on monthly payments half of the 6 month rate?

I realise this is the Government and they can do as they please where motorists are concerned but I really don’t understand it or why the motoring organisations and groups aren’t up in arms about it too. 

Also, why isn't there a mileage based system? Last year we only did 700 miles in our previous diesel SAAB, If we do the same again this year that will be £2 a day before putting any fuel in it. My emissions based on actual usage are probably lower than zero rated hybrid cars and  don't even get me started on how heavy they are, tearing up the road surfaces and how existing multistorey car parks are going to cope with the extra weight when everyone has one.

Lobby your MP about any govt issues.

Car_54

tifo said:

Car_54 said:

If you pay for six months, you are effectively ‘borrowing’ £67 (the difference between the 12 and 6-month rates) for six months, which DVLA has to finance. If you pay monthly, the amount outstanding (and hence the finance cost) reduces every month. That is reflected in the lower surcharge.

No, if you tax for 6 months you don't borrow for the next 6 months, it only lasts for 6 months.

Isn’t that what I said?

Mr.Generous

tifo said:

Abbafan1972 said:

We have a Mercedes GLC and the tax for that is just over £500 a year. We pay £45.50 a month by DD. Ours is something to do with the value of car and this high tax is only for the 1st 5 years of the cars life. We didn’t know this until we’d already chosen the car. 

If a car is over £40,000 when new sold by dealer.

Its the list price plus any extras. If it was listed at £41,000 and you negotiated it for £39,500 you'd still be taxed at the "Luxury" car tax level. Must be a pain when the list price is just under £40k and you add metalic paint or something. I think the duty surcharge is for the first 5 years of ownership.

I'm guessing the Saab must be the 2.8 V6 beast with that tax level.

Graydog7

Mr.Generous said:

I'm guessing the Saab must be the 2.8 V6 beast with that tax level.

No, it's just the 2.0t Vector Sport Estate. It must be the word "Sport" that doubles the tax?

Krakkkers

It must be an auto, they appear to be very dirty, manuals are half the tax.

Graydog7

Krakkkers said:

It must be an auto, they appear to be very dirty, manuals are half the tax.

Yes. It is