We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Saving for a firey future

Options
2

Comments

  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My NatWest account seems to be progressing nicely and I have had a few emails although I can’t log on to the online banking yet. 

    I have been doing the £10 a day challenge on the DFW section and in terms of PayPal cash I have made £80.91 which I transferred to my SIPP this morning 😊 I have regular payments going to both my work place pension and my SIPP but every little helps as Tesco would say.

    I am running out of ideas for this but I’m going to keep trying!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    NatWest is now open and the £1250 has been transferred and online banking app has been used 🥳 hopefully the bonus should be with me soon.

    Another £5.35 transferred from Pfc and a productive hour after work getting a path ready to be compacted over the weekend then membraned and top gravel down.

    I always start to cross my fingers and hope for a sizeable win on the Premium Bonds about now. Last month I had £425 which was lovely but felt guilty as Mr SH got £25. Hopefully we will both do well. Normally all winnings get investmented but probably not for the next few months!




    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Bank switch is now saying completed but my tiny balance has not been transferred and no sign of the bonus yet… patience has never been something I have!

    May was a good month in terms of two weeks abroad, on top of regular payments £80 was sent to Vanguard.

    June will be tough as no holiday but need to pay for the next one. It will go on a card for points but be paid off.Also my car tax is to be paid which is £200.

    There will be more build materials to be paid for as well and a trip to visit family so fuel and spends.

    I will be looking to make some extra cash and keeping my fingers crossed for a nice PB win.
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Contro1
    Contro1 Posts: 82 Forumite
    10 Posts Name Dropper
    I think with bank switches there is a hidden clause that you won’t get it instantly.

    some take up to 6 months to pay out!
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Contro1 said:
    I think with bank switches there is a hidden clause that you won’t get it instantly.

    some take up to 6 months to pay out!
    The T&Cs say 7 days from the conditions being met thankfully. I have very little patience which is one of the reasons I’m trying to speed up progress with raising extra funds.
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The £200 has finally hit my account 🥳 and I have won £125 on my Premium Bonds, which although isn’t as good as previous months, isn’t too bad. These are to go towards repaying the car.

    I have £20 from Pfc now in my account ready to go to Vanguard and I have put a ticket in on Swagbucks for the Family Island offer.

    I have also found a new designer type radiator on Facebook for £75 so happy with that with an original price of £400.

    Between visiting a friend and seeing family, we have been generously given lots of plants for the garden which is great, just need to keep them alive.

    Lots going on and after a weekend off visiting people, this weekend will be at home, but lots planned DIY wise and people coming around on Friday and Saturday night for food.
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It has been a long week!

    I made an additional payment of £50 to my SIPP and should hopefully make another similar one soon as the Swagbucks offer has credited and being withdrawn and some survey money is on its way.

    We now have £2500 left for the car and one holiday is paid for leaving £3500 to pay for other, plus spends for both. I can’t wait to get these cleared we will both then have more available cash for pensions, although next year’s holidays will be getting their own pot again. That got spent on the car as we needed to get it earlier than expected this year. 

    I am also now applying for a Lloyds account so hopefully that will be in by the end of the month 😊
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    yey! good job with the bank switches, easy money isnt it!!
    Hope your enjoying your Sunday
    FLowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Things have been so busy with work and DIY that I lost track of time.

    I logged into my Lloyds account and the £150 is there 🥳

    I paid another £50 into my SIPP made up of Swagbucks and Prolific money so happy with that.

    We decided to put our oil order in as prices seem to be going up so £803 to top up the tank, but at least it’s done.
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    sounds like its all progress! good to get the oil in before prices rise any further.
    Flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.