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Savings/investment DDs and debit card deposits- An updated list

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  • pokemaster
    pokemaster Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 9 May 2024 at 4:04PM
    Yep, always enough and has always worked for over a year

    edit: also just double checked and round ups is still on

    Edit2: it’s possibly not FamilyBS, but NatWest just randomly Not rounding up. I’ll do another test and see if it happens again and report back next week
  • pokemaster
    pokemaster Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Update: looks like it was just a glitch with NatWest as today’s round ups are showing with Family Building Society rounded up.
  • ircE
    ircE Posts: 258 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    The Big Exchange
    Today I've received an email to say interest payments will now be paid on uninvested cash, tracking BoE base rate. The interest rate has been set at 3.2%, so that implies the rate will be (BR - 2.05pp). However, that doesn't account for Big Exchange's own platform fees, which are 0.25%. So that takes you to 2.95% effective interest on cash at the moment and (BR - 2.3pp) going forwards.

    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
  • Bridlington1
    Bridlington1 Posts: 3,755 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Top cashback are currently offering £1.50 if you open an account with Plum via them (new customers to Plum only).
  • ThePirates
    ThePirates Posts: 332 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Just setup a 30p DD with https://www.30pence.co.uk/ ready for a switch and it seemed to go through OK - got a confirmation page but had no confirmation email.
    Anyone set one up before - do you normally get an immediate email confirmation?
  • HillStreetBlues
    HillStreetBlues Posts: 6,104 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    Just setup a 30p DD with https://www.30pence.co.uk/ ready for a switch and it seemed to go through OK - got a confirmation page but had no confirmation email.
    Anyone set one up before - do you normally get an immediate email confirmation?
    Got e-mails about 8.30pm on day I set them up.
    Let's Be Careful Out There
  • ThePirates
    ThePirates Posts: 332 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Just setup a 30p DD with https://www.30pence.co.uk/ ready for a switch and it seemed to go through OK - got a confirmation page but had no confirmation email.
    Anyone set one up before - do you normally get an immediate email confirmation?
    Got e-mails about 8.30pm on day I set them up.
    Email arrived 8.39pm!
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,885 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    I noticed it mentioned on on another thread, but for anyone topping up their Amazon balance by debit card to generate debit card spend, the minimum transaction amount is now £5 instead of the £1 is was previously.
  • Thanks for that, PraiseTheSun.  Do you know if that only applies to people setting up new top-up payments, or will there be a problem for people who have previously set up a monthly top up of less than £5 ?
  • E_zroda
    E_zroda Posts: 93 Forumite
    Fifth Anniversary 10 Posts Photogenic Name Dropper
    I noticed it mentioned on on another thread, but for anyone topping up their Amazon balance by debit card to generate debit card spend, the minimum transaction amount is now £5 instead of the £1 is was previously.
    I think we know why :)
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