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8 debt paydown diary
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Almost there now. Those debts will be gone this year.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
£11 paid off Capital One
2 debt snowball :
Payment Assist (£54/0%) - £27 per month
Capital One (£446.10/26.4%) - £23 per month
Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20230 -
Doing well!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Payday is just a week away now and I'm seriously considering turning the £27 payment to Payment Assist into £54 and destroying that debt as a present to myself.
And then I can start a new final chapter diary for my Capital One debt countdown.
Sounds like a good motivating plan.Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20231 -
That does sound like a good idea. Just one debt to focus on will be awesome.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
All done. Payment Assist paid off.
Now to concentrate on Capital One. I'll start a new diary for that debt and draw a line under all previous debts.Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20231
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