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Magnificent May's NSD Challenge!
Comments
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Well done LittleMissDetermined, GeorgianaCavendish, KajiKita and beanie
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Another for me today, it's pay day tomorrow so the accounts are fairly drained!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002
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2 more to add, yesterday & today. I do actually have to buy groceries today, but that is from the budget, so don't count it as spending.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1570/£3000
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Studies/surveys April.....£43.44
Decluttering items 1402/2025. 172/2026
Books read 23 in 2025. 2026- 10 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
Adeley 3/15
Ancessitere 5
beanielou 20/15
cathybird 17/15
craftingmad 4/18
Crazycatlady2 16/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 16/18
jammy dodger 15/14
KajiKita 17/15
leftatthetrafficlights 11/15
lianne1984 7/10
LittleMissDetermined 19/20
Makingabobor2 10/15
MrsCautious 7/16
QueenJess 10/15
Rupacomp 10/14
Saver-upper 13/15
short bird 14/14
StressedSteph 20
Newcomers welcome
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NSD #16 today - getting there!
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NSD today 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD #7 todayFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs2 -
Well done LittleMissDetermined, Makingabobor2, beanie, GeorgianaCavendish, KajiKita and lianne19842
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Day 14 on Thursday!!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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