Specified Adult Childcare credits

RL11

I'm trying to find out more about qualifying for Specified Adult Childcare credits, as I'm looking after my 2 year old granddaughter, am under state pension age and don't have enough qualifying years yet - 34 and need 35. Both parents are now back at work full time and still getting child benefit. What I'm not clear on is how many days of care I need to have provided, to qualify? My granddaughters care is split between nursery, her other grandmother and myself. So I have her at least 1 day per week - sometimes more but when the parents are on holiday, I might not have her at all. Does it have to be full weeks of care and not days? Or is it as simple as, as long as I have looked after her sometime during a given year, I can get a years worth of NI credits transferred?

kaMelo

Not the question you asked but 35 years doesn't mean anything for someone with a pre 2016 NI history.

 Some have a full pension with as few as 29 years and some needed 50, check your pension forecast to know exactly what you need

Alice_Holt

RL11 said:

I'm trying to find out more about qualifying for Specified Adult Childcare credits, as I'm looking after my 2 year old granddaughter, am under state pension age and don't have enough qualifying years yet - 34 and need 35. Both parents are now back at work full time and still getting child benefit. What I'm not clear on is how many days of care I need to have provided, to qualify? My granddaughters care is split between nursery, her other grandmother and myself. So I have her at least 1 day per week - sometimes more but when the parents are on holiday, I might not have her at all. Does it have to be full weeks of care and not days? Or is it as simple as, as long as I have looked after her sometime during a given year, I can get a years worth of NI credits transferred?

   https://www.gov.uk/government/publications/national-insurance-credits-for-adults-who-care-for-a-child-under-12-fact-sheet

  Criteria does not appear to indicate a requirement for a minimum time or days of care, just confirmation from the CB claimant that they are happy to transfer their NI credit attached to their Child Benefit to you.  

RL11

kaMelo said:

Not the question you asked but 35 years doesn't mean anything for someone with a pre 2016 NI history.

 Some have a full pension with as few as 29 years and some needed 50, check your pension forecast to know exactly what you need

Yes different subject but; my pension forecast shows 34 years and 1 more year (35) to qualify for full state pension. I've also written to get confirmation of this as I was contracted out for quite some time. They confirmed 1 more year will do it

kaMelo

You have a pre 2016 NI history so are under transitional rules regarding state pension, "having 35 years"  is not relevant to someone in your situation. Given that you were contracted out for some time it's highly unlikely that 35 years would be enough, not impossible but highly unlikely, as I said for some they've needed as many as 50 years NI contributions for a full state pension..

If you're absolutely sure of your figures then great, still it can't hurt to check again.
https://www.gov.uk/check-state-pension

RL11

kaMelo said:

You have a pre 2016 NI history so are under transitional rules regarding state pension, "having 35 years"  is not relevant to someone in your situation. Given that you were contracted out for some time it's highly unlikely that 35 years would be enough, not impossible but highly unlikely, as I said for some they've needed as many as 50 years NI contributions for a full state pension..

If you're absolutely sure of your figures then great, still it can't hurt to check again.
https://www.gov.uk/check-state-pension

I am very concerned that I don't yet qualify for full state but it clearly states on the forecast that I need to contribute 1 more year to reach it - 35 years in total. Because of my concern, I wrote and explained my contracted out periods and asked them to confirm 1 more year was enough for me and they replied that it was. I will still only believe it when I start receiving it but what more can I do in advance? I have it in writing but does that count if the respondent got it wrong?

sheramber

Have you got state pension forecast telling you how much you will get?

RL11

sheramber said:

Have you got state pension forecast telling you how much you will get?

Yes I'm going to post under a new thread, as I want to focus this one on original query on childcare credits

kaMelo

RL11 said:

kaMelo said:

You have a pre 2016 NI history so are under transitional rules regarding state pension, "having 35 years"  is not relevant to someone in your situation. Given that you were contracted out for some time it's highly unlikely that 35 years would be enough, not impossible but highly unlikely, as I said for some they've needed as many as 50 years NI contributions for a full state pension..

If you're absolutely sure of your figures then great, still it can't hurt to check again.
https://www.gov.uk/check-state-pension

I am very concerned that I don't yet qualify for full state but it clearly states on the forecast that I need to contribute 1 more year to reach it - 35 years in total. Because of my concern, I wrote and explained my contracted out periods and asked them to confirm 1 more year was enough for me and they replied that it was. I will still only believe it when I start receiving it but what more can I do in advance? I have it in writing but does that count if the respondent got it wrong?

That is the important line "you need to contribute for 1 more year to reach the maximum"

If that is what it says then you're golden. You can check online at the link I posted just to be sure.

PS, sorry for derailing your thread.

RL11

@kaMelo
Got the number of years wrong! I have 39 years of Full

molerat

To qualify for the childcare credits you simply have to care for the child for some period in a week.  You should really only claim for the weeks in which you care but many seem to claim for a whole 52 and no one seems to care or check.