Cruise/travel insurance

NoodleDoodleMan

Readers, including the OP, can make up own mind with reference to this document, which I mentioned in the quote you highlighted.

Worldwide Travel Insurance, Everyday Extra Policy Document - page 13, right hand column, Trip.........Any holiday, cruise, or journey for pleasure etc., etc.

https://www.co-operativebank.co.uk/assets/pdf/bank/currentaccounts/everyday-extra/travel-insurance-policy-summary-and-policy-document.pdf

eskbanker

NoodleDoodleMan said:

Readers, including the OP, can make up own mind with reference to this document, which I mentioned in the quote you highlighted.

Worldwide Travel Insurance, Everyday Extra Policy Document - page 13, right hand column, Trip.........Any holiday, cruise, or journey for pleasure etc., etc.

https://www.co-operativebank.co.uk/assets/pdf/bank/currentaccounts/everyday-extra/travel-insurance-policy-summary-and-policy-document.pdf

And do you seriously believe that this is what OP is looking for when referring to 'cruise cover', despite the number of times it's been pointed out what cruise cover means, in this thread and others?

eskbanker said:
the publicly-available policy terms linked above make no mention of cruise cover (in the sense of the extra add-ons relevant specifically to cruises, such as those listed at https://www.moneysavingexpert.com/insurance/cheap-travel-insurance/#accordion-content-0517185084-9, rather than generic cover applicable to any trip)

NoodleDoodleMan

I'm seriously confident the OP is more than competent enough to ask the appropriate questions in respect of the specific cover needed.

eskbanker

NoodleDoodleMan said:

I'm seriously confident the OP is more than competent enough to ask the appropriate questions in respect of the specific cover needed.

OP already did (albeit many months ago):

Suzycoll said:

Does anyone know if there are any specialist cruise insurance or if I can just buy general travel insurance and add on cruise cover

What do you understand by 'specialist cruise insurance', and 'cruise cover' that is over and above general travel insurance (such as the Co-op policy)?

Perhaps you consider the Co-op's cover adequate for your needs, but those looking for actual cruise cover will be after cruise-specific coverage in areas such as:

• Missed departure
• Unused cruise excursions, for instance, a day trip to a city port
• Cruise itinerary change
• Cabin confinement, for example, onboard virus

which is why it's structured as an add-on or a specialist policy.

NoodleDoodleMan

Ooops - I meant HHUK's more recent question, not the OP.

Mea Culpa.

HHUK

NoodleDoodleMan said:

Ooops - I meant HHUK's more recent question, not the OP.

Mea Culpa.

Many thanks for your previous comment, and profound apologies for failing to respond to this before now.

P&O (for example) insist that passengers have specialist cruise cover, and reserve the right to deny boarding, at their own expense, for those who are unable to provide evidence of such insurance. Their terms include:

When travelling with us, your insurance must include medical and repatriation cover of £2 million minimum, including cover for emergency evacuations and full cover for pre-existing medical conditions in the countries you are due to visit.

As I have posted in another thread, I have been trying to obtain confirmation of the precise travel cover provided as part of the Co-op Bank Everyday Extras account, but the Co-op said I needed to contact Axa and Axa said I'd need to discuss with the Co-op.

HHUK

NoodleDoodleMan said:

I have the insurance company's 'phone number where you can talk through medical issues before considering applying for the account.

Many thanks, and sorry again for failing to notice your reply sooner. In view of the difficulties I've been experiencing in trying to discuss matters with both the Co-op Bank and Axa, I would be very interested in that phone number.

NoodleDoodleMan

OK - will dig it out and reply later.

UPDATE : 0344 249 9981 - option 2 - then option 2 or 3 (as appropriate)

Explain that you are looking to take out the Co-op Everyday Extra Rewards Account.........and that you need to confirm if it'll cover your requirements before you open it

I'm sure there is an option to add on extra cover at a decent amount if needed.

In respect of the call path above, the route after the initial option 2 may have changed since I used it several months ago.

HHUK

NoodleDoodleMan said:

UPDATE : 0344 249 9981 - option 2 - then option 2 or 3 (as appropriate)

Explain that you are looking to take out the Co-op Everyday Extra Rewards Account.........and that you need to confirm if it'll cover your requirements before you open it

I'm sure there is an option to add on extra cover at a decent amount if needed.

In respect of the call path above, the route after the initial option 2 may have changed since I used it several months ago.

Much appreciated. Thank you.

NoodleDoodleMan

HHUK said:

NoodleDoodleMan said:

UPDATE : 0344 249 9981 - option 2 - then option 2 or 3 (as appropriate)

Explain that you are looking to take out the Co-op Everyday Extra Rewards Account.........and that you need to confirm if it'll cover your requirements before you open it

I'm sure there is an option to add on extra cover at a decent amount if needed.

In respect of the call path above, the route after the initial option 2 may have changed since I used it several months ago.

Much appreciated. Thank you.

Any joy with them ?