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Parent contribution to student fees
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JntS
Posts: 4 Newbie

Hello, I’m looking for advice please - my son may go to uni sept ‘26. I’m looking at a car lease scheme through work where I’d pay through salary sacrifice. When I submit my salary details for parent contribution to student loans etc will I use my gross salary before or after the car lease payment ? Thanks in advance
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Comments
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After.
The household income you declare for SFE is "household taxable income" Leasing a car using salary sacrifice reduces your taxable income
(P.S. it also reduces your pension entitlement if you are in a CARE type defined benefit pension, but that's a different story)
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kaMelo said:After.
The household income you declare for SFE is "household taxable income" Leasing a car using salary sacrifice reduces your taxable income
(P.S. it also reduces your pension entitlement if you are in a CARE type defined benefit pension, but that's a different story)0 -
JntS said:kaMelo said:After.
The household income you declare for SFE is "household taxable income" Leasing a car using salary sacrifice reduces your taxable income
(P.S. it also reduces your pension entitlement if you are in a CARE type defined benefit pension, but that's a different story)
Take NHS for example.
(Without salary sacrifice) Pensionable pay of £40,000 using 1/54th accrual = £740.74 pension entitlement for 1 year
(Salary sacrifice £300 p/m) Pensionable pay of £36,400 using 1/54th accrual = £674.07 pension entitlement for 1 year.
If it's a defined contribution type pension scheme, ignore everything I've written.1
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