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Amazing April's NSD Challenge!
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NSD number 11 today.Have a lovely weekend all and thank you @cathybird3
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Not one for me today - groceries, fuel for the car, bird food and new halogen bulb for the child part of my standing lamp.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Early call for day 9‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
April targets
beanielou 13/15
bekah89 15
cathybird 11/15
cherry 22 7/15
Crazycatlady2 11/18
GeorgianaCavendish 9/17
jammy dodger 10/20
KajiKita 8/15
KellyBelly 7/15
leftatthetrafficlights 7/15
LittleMissDetermined 11/15
Makingabobor2 8/15
MrsCautious 11/17
QueenJess 9/15
Rupacomp 4/10
Saver-upper 11/15
short bird 9/18
Newcomers welcome
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@KajiKita you could exclude all of those items if you wanted - unless you felt that altogether they add up to too much? But fuel, basic groceries, pet food & basic items can all be excluded. xxKajiKita said:Not one for me today - groceries, fuel for the car, bird food and new halogen bulb for the child part of my standing lamp.KK1 -
@KellyBelly Yay!KellyBelly said:One more for me today please 7/15.
This is really helping me but spend now. I'm so grateful for this thread 😁
It helps me too - I can't count the number of times I have put off buying something because it's not a spendy day, then I never get round to buying it at all because by the time the next spend day rolls round I've lost interest! 2 -
I exclude those.cathybird said:
@KajiKita you could exclude all of those items if you wanted - unless you felt that altogether they add up to too much? But fuel, basic groceries, pet food & basic items can all be excluded. xxKajiKita said:Not one for me today - groceries, fuel for the car, bird food and new halogen bulb for the child part of my standing lamp.KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Go on then! You’ve twisted my arm! 😉😂cathybird said:
@KajiKita you could exclude all of those items if you wanted - unless you felt that altogether they add up to too much? But fuel, basic groceries, pet food & basic items can all be excluded. xxKajiKita said:Not one for me today - groceries, fuel for the car, bird food and new halogen bulb for the child part of my standing lamp.KK
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Oh dear a speedy day 🥲 furniture and bedding mostly for DD as her and youngest have swapped rooms2
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NSD 7 for me today£1 a day for 2023 #58 £165/£3652
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