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Amazing April's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Definitely NOT an NSD here! 
    Been to the garden centre and found a new rosemary plant (the last one got ‘eaten’ by a sage bush! 😳🤷‍♀️😂) and then the plant centre where I treated myself to some replacement salvias (lost every single one to the cold winter this year) and two bags of Sylv@grow (best pest free compost there is I think). 
    @KajiKita if you grow things it's quite hard not to spend money on them :D I long ago concluded that my allotment was more an expensive hobby than a money saver but think the boost in mental health getting out into nature and tending to plants makes it worth it. Salvias are beautiful, sorry to hear the winter got to them, hope the new ones flourish xx
  • KajiKita
    KajiKita Posts: 7,706 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    cathybird said:
    KajiKita said:
    Definitely NOT an NSD here! 
    Been to the garden centre and found a new rosemary plant (the last one got ‘eaten’ by a sage bush! 😳🤷‍♀️😂) and then the plant centre where I treated myself to some replacement salvias (lost every single one to the cold winter this year) and two bags of Sylv@grow (best pest free compost there is I think). 
    @KajiKita if you grow things it's quite hard not to spend money on them :D I long ago concluded that my allotment was more an expensive hobby than a money saver but think the boost in mental health getting out into nature and tending to plants makes it worth it. Salvias are beautiful, sorry to hear the winter got to them, hope the new ones flourish xx
    Thanks Cathy 😊
    It saves me a gym subscription too, with wandering up and down and up and down our sloping garden all day - 12.6K steps both yesterday and today! 😂
    But yes, 100% on the metal health aspects ❤️ I was even glad to start being dive bombed by biting insects again after there has been such a dearth of them this spring so far!

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    NSD for me yesterday! 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another NSD for me today. Been to busy gardening to spend money..lol
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771
    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 April 2023 at 10:34AM
    April

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
     April targets
     beanielou 7/15 imageimage bekah89 15 cathybird 6/15 imageimage cherry 22 2/15 image Crazycatlady2 7/18 imageimage GeorgianaCavendish 4/17 image jammy dodger 6/20 imageimage KajiKita 4/15 image KellyBelly 3/15 image leftatthetrafficlights 1/15 image LittleMissDetermined 7/15 imageimage Makingabobor2 4/15 image Money Choices MrsCautious 6/17 imageimage QueenJess 5/15 imageimage Rupacomp 3/10 image Saver-upper 5/15 imageimage short bird 6/18 imageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done GeorgianaCavendish, beanie, QueenJess, LittleMissDetermined, jammy dodger, Rupacomp and Makingabobor2 imageimageimage
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    And another NSD today! 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Beautiful sunny day! Two more NSDs for today and yesterday, taking me to 6 so far for April. 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Not sure when last posted but still NSD sat and sun but did spend Friday 
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