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Amazing April's NSD Challenge!
Comments
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Second NSD of the month for me today.4
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Second NSD of the month for me today.3
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NSD today 😊 Too busy in the garden for spending!
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Today has been NSD#3, thank you cathybirdSPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Good, hope you enjoyedcathybird said:Not one for me today, I had some good news about something and went out for lunch at the local pub to celebrate.
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
April targets
beanielou 4/15
bekah89 15
cathybird 3/15
cherry 22 1/15
Crazycatlady2 3/18
GeorgianaCavendish 2/17
jammy dodger 3/20
KajiKita 3/15
KellyBelly 1/15
leftatthetrafficlights 1/15
LittleMissDetermined 4/15
Makingabobor2 1/15
Money Choices
MrsCautious 2/17
QueenJess 3/15
Rupacomp 1/10
Saver-upper 3/15
short bird 3/18
Newcomers welcome
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Well done MrsCautious (for yesterday and today), LittleMissDetermined, Crazycatlady2, short bird, GeorgianaCavendish, KajiKita, Saver-upper, and beanie
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Thank you cathybird, and congratulations on your good news!SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Another NSD today.2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3002 -
Declaring an NSD today as I have no reason to go anywhere and I have food in the house 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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