House insurance - empty property, outstanding claim

RachelN76

I have a really tricky situation.

My mum died in August.  I am the executor and sole beneficiary of her will.  She has a house.  Insured with AA.
In December a pipe burst, lots of damage, claim currently with the AA.  Being sorted - but won't be quick because of what needs doing.
Insurance has now run out.  AA won't renew because it's unoccupied.  I've found people who will insure if it's unoccupied or still under probate etc; but they won't cover if there is an outstanding claim.

Any ideas?  I'm just really worried that an asteroid will hit the house or something else will happen and I don't have insurance!

DullGreyGuy

Contact a broker, you are in very niche insurance space where there aren't enough customers for direct insurers or mass market intermediaries

RachelN76

I'm back.  I've contacted every agent, broker and insurance company i can find.
Nothing.

Does anyone have any ideas at all, or do I just have to accept the risk?
(I'm a VERY risk averse person, and this is giving me major palpitations!)

huckster

Have you tried Home Protect?

Also see which Insurance company actually insured the house under the AA policy.  See if you can approach the company directly.

AA as brokers might not be authorised to arrange  renewal of an unoccupied property, but the actual Insurance company may offer cover subject to changed terms.